标签： 苏州水磨会所

China Consumers Association sorts out the five ＂pit avoidance＂ guides to remind consumers to look more and ask more questions before buying a house.

　　According to the statistics of complaints received by the National Consumers Association, in the third quarter of 2021, the National Consumers Association accepted a total of 258,232 consumer complaints, up 17.43% year-on-year, and solved 199,611 complaints, with a complaint resolution rate of 77.30%, saving consumers 335.14 million yuan. Among them, there were 2,929 complaints of double compensation due to fraudulent behavior of operators, and the amount of double compensation was 1.66 million yuan. Received 130,000 visits and consultations from consumers.

　　First, the basic situation of complaints

　　(A) the nature of the complaint analysis

　　According to the nature of the complaint (as shown in Figure 1), after-sales service problems account for 30.80%, contract problems account for 25.37%, quality problems account for 20.68%, false propaganda problems account for 5.31%, price problems account for 4.24%, safety problems account for 3.53%, counterfeiting problems account for 1.82%, personal dignity problems account for 0.92% and measurement problems account for 0.76%.

Figure 1 Proportion Chart of Complaint Nature (%)

　　Figure 1 Proportion Chart of Complaint Nature (%)

Table 1 Classification of Complaints by Nature

　　Table 1 Classification of Complaints by Nature

　　(B) Category analysis of goods and services

　　Among all the complaints, there were 112,684 complaints about commodities, accounting for 43.64% of the total complaints, 136,665 complaints about services, accounting for 52.92% of the total complaints, and 8,883 complaints about other types, accounting for 3.44% of the total complaints.

　　According to the complaint data of commodity categories in the third quarter of 2021 (as shown in Figure 2 and Table 2), the complaints of household electronic appliances, daily commodities, food, clothing, shoes and hats and transportation are in the top five.

Fig. 2 Complaint volume chart of commodity categories (unit: pieces)

　　Fig. 2 Complaint volume chart of commodity categories (unit: pieces)

Table 2 Table 2 Changes of Complaints in Commodity Categories

　　Table 2 Table 2 Changes of Complaints in Commodity Categories

　　According to the complaint data of service categories in the third quarter of 2021 (as shown in Figure 3 and Table 3), life and social services, Internet services, education and training services, cultural entertainment and sports services and public facilities services rank among the top five in service complaints.

Fig. 3 Complaint Volume of Service Category (unit: pieces)

　　Fig. 3 Complaint Volume of Service Category (unit: pieces)

Table 3 Table 3 Changes of Service Complaints

　　Table 3 Table 3 Changes of Service Complaints

　　(C) Analysis of changes in complaints about goods and services

　　Among specific commodity complaints, the top five complaints are (as shown in Figure 4): food, automobiles and parts, clothing, communication products and shoes.

Figure 4 Top Ten Complaints in Commodity Segmentation (Unit: Pieces)

　　Figure 4 Top Ten Complaints in Commodity Segmentation (Unit: Pieces)

　　Among the specific service complaints, the top five complaints are (as shown in Figure 5) training service, commercial Internet service, network access service, catering service and fitness service. Due to the broken capital chain of some training institutions, the misappropriation of training fees and the inability to guarantee teachers, related complaints have increased, and many of them are group complaints, which are difficult to solve.

Figure 5 Top Ten Complaints in Service Subdivision (Unit: Pieces)

　　Figure 5 Top Ten Complaints in Service Subdivision (Unit: Pieces)

　　II. Special Report on Commercial Housing Complaints

　　Housing demand is one of the most important consumption needs of ordinary people, and it is usually the biggest consumption in a single expenditure. Ordinary consumers are less frequent in commercial housing transactions, lack of relevant knowledge, and real estate transactions are related to many industries such as finance, which complicates the transaction of commercial housing. Consumers often have consumption disputes while realizing their housing needs through buying and selling commercial housing.

　　(A) the quality of housing, hidden mystery hard to prevent.

　　In terms of housing quality,The main problems complained by consumers are: first, the poor quality of the house, cracks in the wall and ceiling, sinking of the foundation, water leakage from the roof, and blocked pipeline leakage; Second, there are hidden mysteries in finely decorated rooms, such as false materials, high-end publicity, low-standard configuration, rough technology and poor quality; The third is to cut corners in concealed works and use inferior materials; Fourth, the layout of hydropower pipelines is not standardized, and unqualified and inferior materials are used.The quality of projects in the same residential area is similar, and it is easy to cause group complaints when there are quality problems; Fifth, the house has quality problems and is not maintained in time or the maintenance quality is poor.

　　For example, in 2020, Ms. Zhang purchased a commercial house in Huangdao District, Qingdao, Shandong Province, and the developer promised to deliver the house in July 2021 at the latest. In June, 2021, the developer notified the delivery of the house. However, during the house inspection, Ms. Zhang found that the steel bar at the top of the kitchen of the house was leaking, the waterproof layer of the bathroom was not laid, and the height of the house did not meet the contract. She asked the developer to make rectification, but the developer always ignored it. After receiving the complaint, Qingdao Consumer Rights Protection Committee contacted the person in charge of the developer for investigation and verification. The person in charge said that the problem reflected by Ms. Zhang was true, and she would actively negotiate with Ms. Zhang in the later stage to properly handle the rectification plan proposed by Ms. Zhang.

　　For another example, in August 2021, Mr. Jiang complained to the Committee of Shanghai Consumer Rights Protection Committee, and he bought a finely decorated house, which was accepted at the end of October 2020. Shortly after check-in, it was found that the walls of many rooms were moldy and seeping, the wallpaper fell off in a large area, and the ceiling was cracked, which was reported to the developer many times. The other party sent a construction team to repair them at home. Because of the use of inferior and smelly wallpaper, the problem of wall seepage and mildew was never solved, which brought great troubles to consumers’ normal life. Mr. Jiang believes that the developer’s construction quality is poor and requires a thorough solution to the problem. Developers insist that these are normal phenomena, not construction quality problems. Experts from Shanghai Consumer Protection Committee and Jiezhuang Office visited the site. After testing, it was found that the wall fell off to varying degrees and water seepage was caused by improper handling at the grassroots level. The developer should bear the maintenance responsibility and compensate the consumers for the losses caused by the construction quality. On September 8, 2021, after on-site mediation, the two parties reached a settlement, and the developer compensated the consumer for 20,000 yuan in cash at one time, which was repaired by the consumer.

　　For another example, on September 6, 2020, more than 60 owners of a Hong Kong-branded building in Guangzhou collectively reported to the Guangzhou Consumer Council that there was a serious rust problem in the water pipes of the newly acquired building in the community. Corrosion of water pipes will affect the safety of water use and greatly shorten the normal service life of water pipes, which will pose a hidden danger to the quality of houses. Some owners hired people to replace the indoor water pipes themselves, but found that they failed to dig the main water pipes according to the indoor water supply and drainage layout diagram provided by the developer. Owners have repeatedly negotiated with developers through the property, questioning the quality of the project, demanding to provide household acceptance forms, water pipe material inspection reports and concealed engineering acceptance and other relevant documents, and replacing rusty water pipes. Developers have not responded positively, but only authorized property companies to explain that water pipe rust is a normal physical phenomenon. After the Guangzhou Consumer Council intervened in the mediation, it adopted the methods of enterprise interviews and media exposure to promote it layer by layer, and urged the developers to respond and deal with it. On March 26, 2021, the two sides reached a settlement.

　　[Opinions of Consumers Association]

　　Article 10 of the Supreme People’s Court’s Interpretation on Applicable Legal Issues in the Trial of Disputes over Commercial Housing Sales Contracts stipulates: "If the buyer requests to terminate the contract and compensate for the losses due to the serious impact of housing quality problems, it shall be supported. The house delivered for use has quality problems, and within the warranty period, the seller shall bear the responsibility for repair; If the seller refuses to repair or delays the repair within a reasonable period, the buyer may repair it by himself or by entrusting others. The repair costs and other losses caused during the repair period shall be borne by the seller. " Therefore, when the quality of the main structure of the house is unqualified and there are serious quality problems, which affect the living of consumers, consumers can ask for the termination of the contract and claim the developer to compensate for the losses. When there are non-serious quality problems such as water seepage and hollowing in the house, the developer shall undertake the warranty obligation and be liable for compensation for other losses caused during the warranty period.

　　(two) the price increase, disguised to raise the selling price

　　In terms of housing prices, the main problems complained by consumers are as follows: First, buying a house is required to buy renovation packages, upgrade packages and other expenses, thus raising housing prices in disguise. Some property consultants who sell real estate with lottery numbers implicitly tell buyers that they can’t sign a house purchase contract without buying a "decoration upgrade package"; The second isFree to collect fees other than the house price, such as group purchase fee, numbering fee, renovation fee, account opening fee, etc.;The third is to confuse the down payment, down payment, intention payment, etc. Some developers collect sincerity money when selling, and turn sincerity money into a deposit and issue a special receipt when choosing a house without the consent of consumers. Refund the refund on the grounds that the deposit is not refundable in case of dispute.

　　For example, in May 2019, Mr. Jiang bought a house in a real estate in Nanjing, Jiangsu Province. When paying by credit card, Mr. Jiang was required to pay by two brushes, one was 2.76 million yuan and the other was 500,000 yuan. The unit names of the two receipts were different, of which 500,000 yuan was the renovation fee, and the receipt unit was a building decoration engineering company. At that time, the renovation project and standard were not given, and the content of 500,000 yuan renovation was not reflected in the contract. Later, it was learned that other owners of the same apartment with Mr. Jiang did not receive the renovation fee of 500 thousand yuan. On June 30, 2021, Mr. Jiang reported the relevant problems to Nanjing Consumers Association and asked for a refund of 500,000 yuan. After mediation by the staff of Nanjing Consumers Association Real Estate Consumer Rights Protection Committee, the company finally refunded 500,000 yuan to Mr. Jiang.

　　For another example, on August 17, 2021, the Committee for the Protection of Consumer Rights and Interests of Huidong County, Liangshan Prefecture, Sichuan Province received a group complaint from several owners’ representatives in a certain district about a real estate development company illegally charging 841 owners’ natural gas account opening fees. After investigation, the real estate company recently asked the owners of the community to pay a natural gas account opening fee of 3,500 yuan per household, but the purchase contract stated that the water, electricity and gas links in the community should be delivered. After many unsuccessful negotiations with the company, the owners collectively complained to the Huidong County Consumer Council. County Consumer Council has organized both parties to conduct on-site mediation for many times. The real estate company said that the energy company wanted to charge this fee, but they just collected it, but failed to show any basis for charging the initial installation fee of natural gas. The Guiding Opinions on Standardizing the Installation Fees of Urban Gas Projects jointly issued by the National Development and Reform Commission, the Ministry of Housing and Urban-Rural Development and the General Administration of Market Supervision (NDRC Price [2019] No.1131) clearly stipulates that "the installation fees of gas projects within the red line of the supporting construction planning of new commercial housing shall be uniformly included in the development and construction costs of commercial housing, and real estate development enterprises and gas enterprises shall not separately charge the buyer." The staff of the Consumer Council explained the relevant contents to the real estate company in detail. After mediation, the real estate company made a promise to the owner that it would no longer charge the initial installation fee of natural gas, and it was not allowed to charge the fee in any name.

　　For another example, on September 6, 2021, the Consumer Protection Committee of Lingbi County, Suzhou City, Anhui Province received a complaint from Ms. Chen, a consumer, saying that she went to a real estate project in Lingbi County to look at the house. The salesperson verbally publicized that the middle school of the community was the school district of No.6 Middle School. After repeated confirmation by the consumer, she decided to buy and pay a subscription fund of 20,000 yuan, and then changed to subscription under the guidance of the salesperson. On July 22, the Education Bureau issued a school district division document, and the junior middle school of the property was another school, which did not meet the original promise. On July 30th, the consumer asked the salesman to check out. The salesman insisted that it was the Sixth Middle School District. The consumer asked that the Sixth Middle School District be included in the contract, but the salesman disagreed. The consumer asked the real estate company to check out and refund the deposit. After receiving the complaint, after mediation by the staff, the operator refunded the consumer a house purchase deposit of 20,000 yuan.

　　[Opinions of Consumers Association]

　　Article 13 of the Price Law stipulates that business operators shall clearly mark the price when selling goods and providing services, and shall not sell at a higher price than the marked price, and shall not charge any unspecified fees. Article 4 of the Supreme People’s Court’s Interpretation on Several Issues Concerning the Application of Law in the Trial of Disputes over Commercial Housing Sales Contracts stipulates: "If the seller accepts a deposit from the buyer as a guarantee for concluding a commercial housing sales contract through subscription, ordering, reservation, etc., if the commercial housing sales contract cannot be concluded due to one of the parties, it shall be handled in accordance with the provisions of the law on deposit." Article 587 of the Civil Code stipulates: "If the debtor performs the debt, the deposit shall be used as the price or recovered. If the party paying the deposit fails to perform the debt or the performance of the debt does not conform to the agreement, so that the purpose of the contract cannot be achieved, it has no right to request the return of the deposit; If the party receiving the deposit fails to perform the debt or the performance of the debt does not conform to the agreement, so that the purpose of the contract cannot be achieved, the deposit shall be returned twice. " In the sale of commercial housing, developers often collect consumer fees in advance in various names, such as subscription fund, sincerity fund and queuing fee, and then convert them into deposit through contracts, which limits consumers’ right to terminate contracts and damages consumers’ rights and interests. Consumers should pay attention to the contents of relevant bills and contracts to prevent the name of payment from changing.

　　(3) Concealing exaggeration and inducing buyers in violation of regulations.

　　In terms of sales promotion, the main problems of consumer complaints are: first, concealing the nature of the house, inducing consumers to trade in violation of regulations, such as concealing the situation of limited sales (no transfer during the restricted sales period) and the property rights of the apartment (mostly 40 years), which harms consumers’ rights and interests; The second is to make false propaganda and false promises through pictures and words, on-site display, oral promises and other forms; The third is to induce unqualified consumers to buy houses in the name of assisting in handling loans; The fourth is to conceal important unfavorable factors and not fully fulfill the obligation of informing, such as the surrounding facilities; The fifth is to exaggerate the favorable conditions of promoting houses and induce transactions, such asSchool district room,Traffic conditions, etc.

　　For example, on July 23, 2021, Ms. Consumer Gong came to the Consumer Protection Committee of pinghu city, Jiaxing City, Zhejiang Province to complain that she and her husband came to Pinghu two months ago and ordered a commercial house in a certain building in Danghu Street on June 13. At that time, she paid a earnest money of 200,000 yuan, and only had the subscription book and the receipt. She complained that the developer did not inform that the commercial house was located next to the crematorium when she bought it, and concealed important information, and asked the developer to return the house. The developer delayed and refused to return it. After the staff of pinghu city Consumer Protection Committee received the complaint, after many times of communication, the developer agreed to refund, and the consumer expressed satisfaction.

　　For another example, on July 5, 2021, consumer Mr. Dong complained to Xiamen Consumer Rights Protection Committee, saying that he signed a commercial housing sales contract with a real estate development enterprise in Xiamen on May 15, 2018, and when he was ready to take over the house in September 2020, he found that it was impossible to clarify the nature and scope of the use of the garden and basement promised by the real estate development enterprise at the time of sale. Consumers have repeatedly asked real estate development enterprises to give relevant explanations and solutions, but after ten months, the other party still has no clear reply and sincerity to solve the problem. Xiamen Consumer Protection Committee immediately launched an investigation after receiving the complaint. The person in charge of the real estate development enterprise said that the nature of the garden before and after the original promise was shared by the owners and could not be given a clear property right. Finally, after many mediations, the real estate development enterprise compensated the consumer Mr. Dong for half a year’s property fee, and the consumer agreed.

　　Another example is that in early May 2021, Mr. Zhong, a consumer, took a fancy to a 79-square-meter commercial house in a real estate sales department in Weiyuan County, Neijiang City, Sichuan Province, with a total house price of more than 330,000 yuan. Mr. Zhong told the sales staff that he might not be able to apply for a loan because of the credit problem, and the sales staff said that they had channels to help consumers successfully apply for a loan from the bank. Subsequently, the two sides signed an order contract, and the consumer paid 30% of the down payment by mortgage, totaling more than 100,000 yuan. The two sides agreed that the remaining 236,000 yuan would be assisted by the sales department to apply for a loan from the bank. As the loan was not approved, consumers could not afford the remaining house payment. In early June, consumers demanded to cancel the purchase contract and refund the house payment. The developer said that if the house purchase contract is terminated, it should pay 15% of the total house price as stipulated in the contract, totaling more than 50,000 yuan as liquidated damages. Repeated negotiations between the two sides failed, and consumers complained to Weiyuan County Consumer Protection Committee on July 1. After four times of on-site mediation organized by the staff, the developer finally agreed to refund the down payment of the consumer and terminate the contract.

　　[Opinions of Consumers Association]

　　Consumers have the right to know the real situation of the purchased house, including the house itself, supporting facilities and surrounding planning. Article 3 of the Supreme People’s Court’s Interpretation on Several Issues Concerning the Application of Laws in the Trial of Disputes over Commercial Housing Sales Contracts stipulates: "The sales advertisements and publicity materials of commercial housing are invitations to offer, but the explanations and promises made by the seller on the housing and related facilities within the scope of commercial housing development planning are specific and have a significant impact on the conclusion of commercial housing sales contracts and the determination of housing prices, which constitute an offer. Even if the explanation and promise are not included in the commercial housing sales contract, they should be the contents of the contract. If the parties violate it, they should bear the liability for breach of contract. " Article 15 of the Measures for the Administration of Commercial Housing Sales stipulates: "The parties concerned shall agree on the matters clearly stated in the advertisements and publicity materials for commercial housing sales issued by real estate development enterprises and real estate intermediary services." In addition, the Regulations on the Publication of Real Estate Advertisements stipulates that the contents of real estate advertisements shall not contain the promise of appreciation or return on investment, shall not indicate the location of the project by the time it takes for the project to reach a specific reference, shall not violate the relevant state regulations on price management, and shall not mislead and publicize the municipal conditions under planning or construction. For housing transactions, consumers should make reasonable arrangements based on their own credit conditions. If they do not meet the credit conditions, do not trust the promise of developers or intermediaries to help successfully handle loans.

　　(4) Fancy breach of contract, refusing to take responsibility for various reasons.

　　In terms of contract performance, the main problems of consumer complaints are as follows: First, the delivered house is inconsistent with the model house and loushu publicity. For example, the height of the building becomes lower and there are more beams; Second, the housing area has shrunk, which is inconsistent with the area agreed in the contract; Third, the developer delayed the delivery of the house and refused to bear the liability for breach of contract; Fourth, after the delivery of the house, it is impossible to assist the owner in handling the transfer in time; Fifth, green belts, fitness areas, etc. have not been delivered with the room or changed to other uses, such as changing swimming pools into parking spaces; Sixth, use supplementary agreements and special agreements to promote unfair format clauses.

　　For example, in November 2019, Mr. Pan, a consumer in Tianchang City, Chuzhou, Anhui Province, ordered a house from a real estate company in Tianchang City. At the same time, he signed an agreement to return the house without reason. The agreement stipulated that the buyer had the right to return the house without reason at any time from the date of signing the Commercial House Sales Contract and the Agreement to the date of handling the check-in formalities. Since Mr. Pan signed the contract in November 2019, the real estate company has been unable to formally sign online, so it applied for no reason to check out on November 9, 2020. However, the real estate company did not give a refund for various reasons. In June 2021, Mr. Pan complained to the Tianchang Consumer Protection Committee. The Municipal Consumer Protection Committee immediately arranged a special investigation after receiving the complaint, and the consumer complaint was true. After communication and mediation by the staff of the Consumer Protection Committee, an agreement was finally reached: the accused real estate company arranged a special person to handle the refund, and the consumer received a check-out payment of more than 640,000 yuan in late July.

　　Another example is that Ms. Zhang complained to the Xiamen Consumer Rights Protection Committee that she bought a property with an area of 84.08 square meters through a real estate development company in Xiamen on July 2, 2019. When the house was delivered on June 18, 2021, the acceptance materials submitted by the real estate company showed that the actual measured area was 83.28 square meters (the area difference was 0.8 square meters, and the price difference was 31,439.2 yuan), and the real estate company indicated that the price difference would not be refunded if the area difference was less than 1% as agreed in the contract. Paragraph 1 of Article 13, Chapter 5 of the Contract stipulates that the absolute value of the error ratio of the interior construction area is less than 3% (including 3%), and the house price shall be settled according to the facts. The supplementary agreement stipulates that when the absolute value of the error ratio of the construction area is greater than 1% and less than 3%, the house price shall be settled according to the contract unit price. Consumers think that the main contract is clear and there is no need to sign a supplementary agreement. The relevant content of the supplementary agreement is a complete deviation from the main contract. There is a dispute between buyers and sellers. After investigation, Xiamen Consumer Protection Committee organized both parties to conduct on-site mediation, and Ms. Zhang proposed a plan to exempt property fees for 1-2 years, but both parties failed to reach an agreement. Later, after telephone contact, the real estate company agreed to give a broken wall machine as compensation.

　　For another example, on September 9, 2021, Mr. Wu complained to the Consumers Association of Zhenjiang City, Jiangsu Province that when signing the formal house purchase contract, Mr. Wu found that there were unequal clauses in the contract, and his liability for breach of contract was not equal to that of the developer. If Mr. Wu breached the contract, he would have to pay the developer three ten thousandths of the penalty for overdue payment, while the developer would only have to pay the consumer one thousandth of the penalty for overdue delivery. Mr. Wu objected to this clause. The developer said that the contract was a model contract provided by the Housing and Urban-Rural Development Bureau. If you have any questions, you should consult the Housing and Urban-Rural Development Bureau. The consumer consulted the Housing and Urban-Rural Development Bureau and replied that the model contract was provided by the Housing and Urban-Rural Development Bureau, but the specific content was negotiated between the developer and the consumer. If there were obviously unequal terms in the contract, it was definitely not acceptable. However, the developer insisted on changing the terms of the contract and asked Mr. Wu to continue to perform the contract. After mediation by the staff of Zhenjiang Consumers Association, the person in charge of the developer agreed to refund Mr. Wu’s deposit, and stated that all the legal responsibilities in the four real estate contracts for sale in Zhenjiang would be changed to reciprocal responsibilities. Mr. Wu expressed satisfaction with the result.

　　[Opinions of Consumers Association]

　　It is the duty of the operator to perform the contract according to law and deliver it qualified. According to the provisions of the Civil Code, business operators should fully perform their obligations in accordance with the agreement. If the performance does not meet the agreement, they should bear the liability for breach of contract in accordance with the contract. Article 30 of the Measures for the Administration of Commercial Housing Sales stipulates: "The real estate development enterprise shall deliver the commercial housing that meets the delivery conditions to the buyer on schedule in accordance with the contract. If it fails to deliver on time, the real estate development enterprise shall bear the liability for breach of contract. " Compared with consumers, developers belong to a strong side. Some developers use deposits to fix consumers first, and then "bypass" model contracts such as supplementary agreements to force consumers to accept unfair format clauses drawn up by them unilaterally, exclude and restrict consumers’ rights, increase consumers’ responsibilities, and reduce or exempt operators’ responsibilities. Consumers either accept unfair clauses or lose deposits, which is in a dilemma.This should be severely punished.

　　(5) Housing agencies, be careful when they are mixed.

　　In terms of housing agencies, the main problems of consumer complaints are: First, some housing agencies resort to deceit, such as publishing false housing information, opaque housing prices, concealing the real situation of housing, etc. Second, there are some phenomena of arbitrary charges, such as collecting agency fees and bank loan fees without telling or without the consent of consumers; Third, some housing agencies violate the rules, such as revealing personal information of buyers and sellers, promising to apply for bank loans, supervising funds for buyers instead of banks, and taking the purchase money for themselves or using it for other purposes; Fourth, some intermediary companies and staff confuse the concepts of online signing for filing, online signing for intermediary, mortgage, etc., misleading buyers, so that they can not realize online signing transfer after paying down payment and intermediary fees; Fifth, some use standard clauses to infringe upon the legitimate rights and interests of consumers or fail to perform in accordance with the contents of the contract.

　　For example, in May 2021, Mr. Jiang from Taizhou City, Zhejiang Province purchased a second-hand house through Huangyan Kaihong Real Estate Agency. Later, when Mr. Jiang went through the transfer formalities, he had to pay 5.6% value-added tax and additional taxes in full because the property was less than two years old. Mr. Jiang thinks that the intermediary clearly introduced the property right of the property for more than two years, but now it is less than two years, which is inconsistent with the reality, so he complained to Taizhou huangyan district Consumer Rights Protection Committee. After receiving the complaint, the staff contacted both parties to mediate. Because the gap between the two parties’ demands for fee reduction was too large, the mediation was unsuccessful. Mr. Jiang said that it would be resolved through legal channels.

　　Another example is that in July 2021, Ms. Wang bought a house through a real estate agent in Jiyuan City, Henan Province. On the day of signing the contract, Party A claimed that the real estate license was lost, and repeatedly guaranteed that the real estate area was 116 square meters. The consumer paid 50,000 yuan in advance to the real estate agent. Later, when consumers went to the bank to handle the loan procedures, they learned that the actual registered area of the property was 113.22 square meters, which was 2.78 square meters less than that in the contract. The consumer immediately reported the problem of area discrepancy with the real estate agent. After the intermediary learned it, it proposed to negotiate with Party A to reduce the original transaction price by 30,000 yuan, but Party A did not agree. The consumer asked for a refund of 50,000 yuan, and the person in charge of the real estate agent said that he could only refund 30,000 yuan. On September 3, consumers complained to Jiyuan Consumer Rights Protection Committee. After mediation, the three parties finally reduced the transaction price of the original contract by 20,000 yuan and reached a settlement agreement.

　　[Opinions of Consumers Association]

　　Article 22 of the Measures for the Administration of Real Estate Brokers stipulates: "When a real estate brokerage institution signs a house sale or lease brokerage service contract with a client, it shall check the house entrusted for sale or lease, the certificate of ownership of the house, the identity certificate of the client and other relevant materials, and shall prepare a housing condition statement. After the written consent of the client, the corresponding listing information can be released to the public. " Before signing the real estate brokerage service contract, the real estate brokerage agency and broker shall truthfully explain the relevant contents of the real estate brokerage service contract and the house sales contract to the client, and truthfully inform the rights and obligations of all parties.Real estate brokerage institutions and brokers who fail to fulfill their due obligations and cause losses to consumers shall be liable for compensation.

　　III. Opinions of China Consumers Association on the commercial housing industry

　　(a) adhere to the "housing", safeguard the healthy development of the real estate market and the legitimate rights and interests of housing consumers.With the continuous implementation of real estate control policies, the real estate industry has gradually entered an adjustment period. However, some real estate operators have not got rid of the seller’s market thinking, and are still using their strong position to "squeeze" consumers through various means to make profits. In the face of policy adjustment and market changes, relevant operators should change their business philosophy, strive for development by quality, seek benefits from service, base on long-term development, abandon short-sighted behavior, strictly implement relevant laws, regulations and policy documents such as the Civil Code, the Law on the Protection of Consumers’ Rights and Interests, the Urban Real Estate Management Law, the Measures for the Administration of Commercial Housing Sales, and the Interpretation of the Supreme People’s Court on Several Issues Concerning the Application of Laws in the Trial of Disputes over Commercial Housing Sales Contracts, so as to earnestly undertake due obligations and responsibilities and protect the legitimate rights and interests of buyers.

　　(two) real estate enterprises should operate in good faith according to law, quality and quantity of qualified delivery.Real estate enterprises should ensure the quality of houses in strict accordance with building quality standards, deliver qualified houses and documents such as Residential Quality Guarantee and Residential Instruction Manual to consumers, and put an end to shoddy construction, Jerry-building, false propaganda, improper induction, unauthorized changes, arbitrary breach of contract, bundled price increases, arbitrary charges, overlord clauses, prevarication and other issues, and give back to the trust of consumers with good quality and sincere service. The project supervision unit shall give full play to its role, supervise the construction quality and strictly control it in accordance with laws, regulations and relevant technical standards, design documents and construction project contracts.

　　(three) the housing intermediary institutions should strengthen management, effectively restrain employees, and earnestly fulfill their due obligations.We should strictly abide by the Measures for the Administration of Real Estate Brokers and other regulations, abide by professional norms and ethics, mark the service items, service contents, charging standards and related real estate prices and information in a prominent position in the business premises, carefully check the houses and house ownership certificates entrusted for sale or lease, the identity certificates of the clients and other relevant materials, and explain to consumers in detail the relevant contents of real estate brokerage service contracts, house sales contracts or house lease contracts, especially the real situation of houses and important contents related to consumers’ interests. Housing agencies should eliminate the information gap, provide convenience for all parties to the transaction, effectively enhance the service value, and put an end to publishing false information, concealing the real situation, using unfair format terms and other violations of consumers’ legitimate rights and interests.

　　(4) Consumers should pay attention to seeing more and asking more questions when buying a house, and strengthen self-protection.It is necessary to carefully check the qualifications and credibility of real estate development enterprises and housing intermediaries. When buying a new house, pay attention to the State-owned Land Use Right Certificate, Construction Land Planning Permit, Construction Project Planning Permit, Construction Project Construction Permit, Commercial Housing Pre-sale Permit or Commercial Housing Sales Permit. For the location, environment and supporting facilities of the house, don’t trust verbal promises, and important contents must be written into the contract. Pay attention to the understanding of housing property rights, purchase restriction policies, loan conditions and other related content. If you don’t meet the conditions for buying a house, don’t take chances and hope that the operators will make false promises. Before signing the contract, you should carefully read and fully understand the terms of the contract, supplementary agreements and contract annexes, such as housing area, floor, housing number, housing price, delivery time, delivery standards, conditions for terminating the contract, and liabilities for breach of contract. We should pay attention to the preservation of the publicity materials, purchase contracts, payment bills, model housing materials and other evidence of real estate and intermediary, so as to safeguard their legitimate rights and interests. When accepting the house, the quality of the house project and supporting facilities should be checked and accepted one by one according to the standards agreed in the purchase contract, and records should be made. If conditions permit, relevant supervision institutions and professional house inspectors can be hired to check and accept together, and pay attention to checking and keeping the Residential Quality Guarantee and the Residential Instruction Manual. In case of disputes, safeguard rights in time according to law.

　　Statistics of Complaints Accepted in the Third Quarter of 2021

　　Completed by: China Consumers Association Unit: pieces

Shenzhen 20 million square meters ＂industrial upstairs＂ workshop space project started to attract investment.

　　Cctv news On January 10th, Shenzhen held the investment invitation meeting for the "20+8" 20 million square meters "Industrial Upstairs" workshop space project, which pushed a large number of high-quality "Industrial Upstairs" projects to the stage. Huang Min, member of the Standing Committee of Shenzhen Municipal Committee and executive deputy mayor, Zheng Hongbo, member of the Standing Committee of Shenzhen Municipal Committee and Party Group of the Municipal Government, and Wang Youpeng, vice chairman of the CPPCC, attended the event.

　　The so-called "industrial upstairs" refers to the new industrial space mode of industrial production in high-rise buildings, which can promote the transformation and upgrading of manufacturing industry and alleviate the shortage of land resources. It is reported that Shenzhen plans to build 20 million square meters of high-quality, economical and customized factory space every year for five consecutive years, which is about equal to building two "industrial upstairs" factories with the size of Shekou Industrial Zone in Shenzhen every year.

　　Zheng Hongbo said in his speech that the Shenzhen Municipal Party Committee and the Municipal Government have always adhered to the foundation of the manufacturing industry, focused on the development of advanced manufacturing industry as the key task of building a modern industrial system, and guaranteed industrial space as urban infrastructure. In June 2022, Shenzhen issued the "Spatial Layout Planning of 20 Advanced Manufacturing Parks", with a total planned land area of about 300 square kilometers. In November 2022, Shenzhen launched the "Industrial Upstairs" plan, and built 20 million square meters of high-quality, economical and customized factory space every year for five consecutive years.

　　The reason why "high quality" is emphasized is that the "Industrial Upstairs" project in Shenzhen has high quality and high quality guarantee, which can meet the demand of manufacturing enterprises for high-load and large-area production space. "Economy" means that "industry goes upstairs" is leased and sold to enterprises at a more affordable price, which is more cost-effective. It is reported that the current "industrial upstairs" high-quality factory rents average 35 yuan per square meter per month. "Customization" is because the project builder of "Industrial Upstairs" can tailor the production space according to the needs of enterprises.

　　Shi Jisheng, chairman of Shenzhen Aikerui Electric Co., Ltd. said at the scene that the relocation of enterprises in the medical device industry will consume a lot of financial and material resources. Last year, Aikerui Electric chose "industry upstairs" and moved to Shenzhen Baolong Specialized Special New Industrial Park. It not only solves the problem of production space of large medical instruments with sufficient height and load-bearing. At the same time, the project also provides supporting resources such as canteens and hotels to help enterprises retain talents.

　　It is reported that there are currently 72 "industrial upstairs" projects in Shenzhen, with a land area of 854.8 square meters and a factory area of 23.065 million square meters. More than a month after the launch of the plan, more than 300 enterprises put forward the demand for more than 5 million square meters of factories, which fully demonstrated the stamina of Shenzhen’s industrial development.

　　At present, driven by the extraordinary strength and speed of the Shenzhen Municipal Party Committee and Municipal Government, a large number of high-quality "industrial upstairs" projects have been planned and built in all districts of the city.

　　At the meeting, the relevant leaders of Longgang District introduced the basic situation of the "Industry Upstairs" project in detail, representatives of Xinqiao East and Honghualing Park introduced the relevant situation of the project, representatives of construction workers in the special zone introduced the relevant situation of high-quality industrial space, representatives of CDB introduced the financial products, representatives of demanding enterprises made speeches, and the project unit signed a lease intention agreement with representatives of demanding enterprises. (Headquarters reporter Liu Yuchen CCTV reporter Liu Yu)

Bank card inexplicable limit 1000 yuan？ Bank： Customers and accounts will be restricted in four cases.

According to Beijing Youth Daily, on June 20th, a video of depositors 1000 yuan negotiating with bank staff over the bank card limit was circulated on the Internet. In the face of questions from depositors, the bank staff explained that this was automatically set by the system. According to the information revealed in the video, the depositor works in Shenzhen, has real estate in Jiujiang and lives here. Some netizens pointed out that this happened in Jiujiang Town, Nanhai District, Foshan City, Guangdong Province. On June 21st, the staff of Nanhai Jiangbin Sub-branch of Agricultural Bank of Jiujiang Town, Nanhai District, Foshan responded to the media that they had paid attention to the videos circulating on the Internet. Previously, all banks had designed data models to prevent telecom fraud according to the requirements of the regulatory authorities and in cooperation with the public security organs’ actions to crack down on telecom fraud. The data model matches the quota for customers according to their historical trading habits. The same thing has happened to other customers, and it is not just ABC. Customers who don’t use bank cards for a long time may find that there is a limit requirement for card-free payment.

Agricultural Bank of China makes every effort to prevent and control telecommunication network fraud.

The staff explained that the customer’s bank card in the video is not limited on the same day, which shows that this bank card is not commonly used. In this case, if customers need money urgently, they can handle it at the counter with their cards. If the customer finds that the bank card is limited, he can go to the counter to provide relevant supporting materials for withdrawal.

The reporter of Beijing Youth Daily called the customer phone number 95599 of China Agricultural Bank today and heard a message from an intelligent voice assistant: "If your bank card suddenly appears abnormal or your transaction is blocked recently, please say’ debit card is abnormal’." After the reporter said that "the debit card is abnormal", he heard a voice broadcast: "In order to effectively protect the safety of customers’ cards and funds, our bank is making every effort to prevent and control telecommunication network fraud. If your bank card suddenly appears abnormal in use or transaction is restricted recently, please bring your bank card and valid ID card to the nearest outlet to verify the specific reasons and solutions. Thank you for your cooperation. "

A number of banks issued announcements to reduce the non-counter business limit of some individual customers.

According to the Beijing Youth Daily reporter, it is not new that personal accounts are restricted for various reasons, and it does not only exist in the Agricultural Bank of China. In recent years, all major social platforms have netizens who "spit" their bank accounts suddenly restricted, and the banks involved are not only state-owned big banks but also local small banks.

Some people say that accounts that can usually transfer hundreds of thousands of money can suddenly only transfer up to 5,000; Some netizens’ bank cards exceed 1000 yuan’s, and no matter transfer or payment; Someone’s credit card has been suspended, and the bank requires a formal VAT invoice to resume it; Some people use long-term idle bank cards to recharge their mobile phones, only to find that 20 yuan has exceeded the limit. ……

Although the account is restricted in different situations, these customers will be told by the bank that there are abnormal transactions in the account. In order to prevent telecom fraud and protect the safety of customers’ funds, relevant restrictions are taken.

Many banks have also issued announcements to reduce the off-counter trading limit of some individual customers.

From December 21st, 2021, Fujian Straits Bank will handle the off-counter transfer of RMB personal current settlement accounts whose average daily balance in 2021 is less than that in 1000 yuan and the opening date is July 1st, 2020, according to the adjusted transfer limit. Online banking+mobile banking channel: the daily cumulative limit is 4,000 yuan, and the annual cumulative limit is 1.2 million yuan. Third-party channels WeChat and Alipay: the daily cumulative limit is 1000 yuan.

On April 2 this year, the Agricultural Bank of China issued the "Announcement on Lowering the Trading Limits of Some Customers’ Online Financial Channels". The announcement said, "Recently, telecommunication network fraud has occurred frequently. In order to ensure the safety of customers’ accounts and funds and implement the regulatory requirements, our bank has successively adjusted the personal online banking and bank transfer limits of some customers."

Shanghai Pudong Development Bank Hangzhou Branch, Chengdu Branch, Changsha Branch and Fuzhou Branch have also issued relevant announcements this year. These branches said that in the near future, according to the basic information reserved by customers in the bank and the use of accounts, the off-counter business limit of personal bank settlement accounts will be appropriately adjusted.

According to the Chengdu Branch of Pudong Development Bank, the limit of accounts that have not been used for a long time may be lowered, and the limit will be reduced to one-day 1000 yuan, compared with 50,000 yuan for customers who have independently opened non-counter transactions in mobile banking.

Judging from the announcements issued by these banks, the restricted businesses are all "non-counter businesses", which are simply businesses that are not handled at the bank counter, including but not limited to online banking, mobile banking, gateway payment, express payment, point-of-sale (POS), self-service teller machines (ATM) and other businesses.

The "Card Breaking Action" launched a year to clean up 1.48 billion abnormal bank cards.

Many people in the banking industry said that this is actually a "broken card" action requirement. On October 10, 2020, the State Council held an inter-ministerial joint meeting to crack down on new illegal crimes in telecommunications networks, and decided to launch a nationwide "card-breaking" operation with the main content of cracking down, governing and punishing illegal criminal gangs that started and sold telephone cards and bank cards, and to clean up and rectify fraudulent telephone cards, Internet of Things cards and related Internet accounts according to law. In the "card-breaking" operation, banks and payment institutions also need to clean up abnormal bank cards such as long-term fixed accounts, "one person with multiple cards" and frequent loss reporting and replacement of cards.

In November last year, the central bank announced the results of the "card-breaking" operation in the past year. In this "card-breaking" operation, the central bank urged banks and payment institutions to clean up 1.48 billion abnormal bank cards such as long-term fixed accounts, "one person with multiple cards" and frequent loss reporting and replacement cards; Guide commercial banks to establish a fraud-related risk monitoring and interception model, "quickly monitor and intercept" fraud-related high-risk transactions, and intercept fraud-related funds of 1 billion yuan in real time.

Restricted customers can bring documents and materials to the outlets to verify and solve them.

If customers find that their use of cards is limited, they can’t just worry. The Agricultural Bank of China announced that if customers need to increase the online transfer limit, please bring valid identity documents and bank cards to any branch of the bank. Due to local regulatory requirements, some areas may need to provide other supporting certification materials, and you can consult local outlets for details. If you can’t go to the outlet for quota adjustment due to special circumstances, you can call the customer service telephone of Agricultural Bank of China for consultation.

The relevant branches of Shanghai Pudong Development Bank also indicated that if the customer’s account is prompted to exceed the transaction limit and there is a real need to increase the amount of non-counter business, they can go to the branch or any business outlet for identity verification with their original valid identity documents, real-name mobile phones and bank cards.

Which customers and accounts will be restricted? Four situations are easy to "catch"

Ms. Li, who has worked in the front line of banks for many years, told the Beijing Youth Daily reporter that according to her experience, bank cards were suddenly restricted, and there were mostly four abnormal situations.

The first is that the customer information reserved by the bank is not perfect. For example, the customer certificate is overdue and the customer information is incomplete. Many banks’ systems regularly screen out such customers and restrict non-counter business in batches. She reminded everyone that if you change your new ID card, you must update the bank reservation information in time. Mobile banking in most banks can be updated, and you can also go to the bank counter to handle it.

The second is that day trading triggers the early warning of bank risk control systems such as anti-money laundering and anti-fraud. In order to evade taxes, some merchants will use personal accounts and corporate accounts to return their accounts; Some people keep brushing pos machines to cash in credit cards; There are also people who use Taobao to swipe their bills or participate in online gambling and buying and selling virtual currency. Once these illegal activities are identified by the system, they will definitely be restricted. After the early warning of the system, some banks directly restricted the related account transactions, and customers need to take the initiative to contact the bank to understand what is going on. Banks with better service will take the initiative to send SMS notifications to customers, and some bank staff will call customers to verify.

System identification can also lead to accidental injury. Ms. Li suggested that when receiving the verification call from the bank, you must actively cooperate and provide proof such as identity documents, running water and invoices when necessary. At the same time, you should take good care of your bank card, don’t rent or lend it to others, and don’t participate in illegal activities.

The third situation is that the bank card is not used for a long time and its status is abnormal. For example, if there is no transaction for six months after the card is opened, it will limit off-counter transactions; If the bank card is not used for a long time, and the account balance is small, it will be restricted if it is in a sleep state. If customers want to continue to use or activate, they can consult the bank; If you really don’t need to use it, you’d better close the account as soon as possible.

The fourth situation is that there is no problem with my bank account, but there is something wrong with my counterparty’s account. If you have transactions such as transfer with such accounts, you will also be implicated and restricted. This kind of situation is rare, and it often needs the cooperation of other departments to lift the restrictions, which cannot be solved by banks alone.

The normal use of cards by most bank customers is not affected.

Dong Ximiao, chief researcher of Zhaolian Finance and part-time researcher of Fudan University Financial Research Institute, pointed out that long-term idle sleep accounts or small accounts may be used by telecom fraudsters, threatening users’ financial security and information security, and a few users are identified as non-compliant transactions because of too frequent transactions. In addition to targeting specific users, the quota policies of many banks are only aimed at areas where telecom fraud is rampant.

Dong Ximiao believes that under the current policy, the vast majority of bank users will not be affected by the quota adjustment, and users need not be overly anxious or over-interpreted.

At the same time, Dong Ximiao reminded cardholders to strengthen the risk management of accounts, cancel the bank cards that have not been used for a long time in time, and more importantly, don’t lend, rent or sell the bank accounts to prevent others from using the bank cards to engage in illegal activities.

Su Xiaorui, a senior analyst in the financial industry of Analysys, believes that in recent years, the phenomenon of fraudulent use of bank cards or theft of funds in cards has occurred frequently, which has brought challenges to the risk prevention of banks and the safety of customers’ funds. The future online channel trading limit is expected to continue in the short term, but in the medium and long term, it is not excluded that banks will achieve a dynamic balance between business risk prevention and user convenience by improving risk control and financial technology.

Original title: 15th floor finance | bank card inexplicable limit 1000 yuan? Banks: preventing and controlling telecom fraud

News BBC released the list of the top 100 dramas in the 21st century.

The top ten on the list are FireWire, Mad Men, Breaking Bad, Life in London, Game of Thrones, I can destroy you, Watch the Earth, American spy dreams, Laughing at the Office, and The Battle of Inheritance.　

A Lang, editor-in-chief of our magazine, was also invited to submit a list of his top ten plays, including Life in London, Battle of Inheritance and Game of Thrones.

# Movie News #

?　Riz Ahmed’s Talk on [Venom: Deadly Guardian] and Actor’s Self-cognition.

"I’m not saying that I don’t like these blockbusters, I just don’t know how to put myself in.

Those movies can teach you endurance, technology and craft, and can dig out your own artistry in that environment, which is also a skill.

Look at javier bardem in [007: Breaking the Sky]. At that time, I had not developed this set of skills to support my technical and emotional expression. "

"The idea of creating masks and wearing masks is very natural to me, because I am a person who grew up alternately between different cultural environments and class environments.

Performance is actually through’ transformation’(change yourself)To adapt to different environments, and recently I’m thinking about taking off my mask.

Of course, if you feel deep down that you are not who you really are-the right skin color, appearance, accent, etc.-then you will instinctively wear a mask.

So for me, this is a change of self-awareness, and I will say,’ You know what? I am perfect, we are all perfect.’ "

[memento mori],Nolan, don’t use Pete, use the new guy.

When casting [Amnesia Fragments], Brad Pitt was once considered as one of the most suitable candidates in the industry, but Christopher Nolan hoped to play it with a new person.

Guy pearce took the initiative to call Nolan after learning about it. He also knew that it sounded awkward for the actor to ask the director for the role, but he just felt that the role was very suitable for him.

Fortunately, Nolan feels the same way.

? Review the 1984 edition [Dune]

The new version of Dune will be released soon, and those who haven’t seen the 1984 version should hurry up.

Many Hollywood blockbusters that fail in business are often full of glamour:

The suspension change of the project, the legendary director’s tired memories, the adaptation of the original work, and the wonderful difference between the film itself and the current interest, from [sand dune] to [sand dune], can be much more than from worm to worm.

These are all reasons for aftertaste.

Emily Blunt joins Nolan’s new film.

Emily Blunt confirmed to join Nolan’s new World War II film [Oppenheimer]!

The film revolves around the story of Robert Oppenheimer, the father of the atomic bomb, and is expected to be released on July 21st, 2023.

This is also the collaboration between Emily and Cillian Murphy, the leading actor of this film, after Silent Land 2.

?　[Eternal Family] Many starring COVID-19 are closely connected.

Actors Angelina Jolie, salma hayek, gemma chan and Lauren Liedloff, who were scheduled to attend ELLE’s Hollywood Women’s Dinner, were cancelled before the event, because they had "had contact with people diagnosed in COVID-19".

And four actors have also appeared at the world premiere of the movie [Eternal Family] before. In this regard, a Disney official said:

[Eternal Family] The next publicity activities will be held online instead of offline. Up to now, COVID-19, the leading actor of [Eternal Family], has tested negative.

? Asghar farhadi’s new work [A Hero] officially confirmed his bid for the 94th Oscar for Best International Film.

The film tells that Rahim was imprisoned because he was unable to repay his debts. During his two-day parole, he tried to persuade his creditors to withdraw their complaints about paying part of the money, but things did not go as planned. ……

This film won the jury prize of the main competition unit of the 74th Cannes Film Festival.

Fahati will attack his third Oscar statuette after [a separation] and [a salesman].

? Amazon takes Garth Davis.([Lion])Global distribution rights of the new sci-fi thriller [enemy]

Starring Saoirse Ronan, Paul Meska and Aaron Pierre, the film tells the story of a husband who was selected to enter a large experimental space station, and their lives fell into chaos.

It is said that the transaction amount is as high as $30 million.

? A preview of kenneth branagh’s new film [Belfast]

The film, starring caitriona balfe, Judi Dench and jamie dornan, is set in the late 1960s and revolves around the life of a boy in a turbulent period.

The film will be released in North America on November 12th.

? Restricted explosions of Chinese movies

Recently, Netflix’s hit Korean drama "Squid Game" has caused concern and discussion about "teenagers imitating violent games in the drama" in many areas.

On the other hand, in China, in fact, there have been many big Chinese movies that were classified as restricted when they were released abroad.

Among the top ten films in China’s film history, six films were rated as restricted in different countries or regions:

[Wolf Warriors 2]In Alberta, Canada, it is rated as 18A (viewers under 18 must be accompanied by adults).

[Wandering Earth]It is rated as Grade 15 in Britain (suitable for viewers over 15).

[detective chinatown 3]In the United States, it is rated as R (restricted, recommended for viewers over 17 years old).

[Operation Red Sea]It is rated as 18A in many places in Canada (viewers under 18 must be accompanied by adults).

[Chinatown Detective Case 2]In the United States, it is rated as R (restricted, recommended for viewers over 17 years old).

[Mermaid]In the United States, it is rated as R (restricted, recommended for viewers over 17 years old).

The Survival Crisis of Disney in Early Years

Today, Disney is the entertainment overlord, but in the 1940s, it encountered a crisis of survival earlier than other Hollywood giants.

Pinocchio (1940) and Fantasia (1940) failed to continue the commercial success of Snow White, which led to the double financial pressure of Disney.

Within the company, too strict hierarchy led to a large number of animators going on strike and joining competitors, such as MGM or Warner’s animation department.

Then, the United States was involved in World War II, and a large number of animators became government employees to create propaganda animations, which led to the shelving and delay of projects such as Peter Pan, Alice in Wonderland and Beauty and the Tramp.

For the sake of the company’s survival,"suit animation"(The Package Films) has become an emergency measure of the studio, and has produced a loose mode of South American family, music mix and match, short film duet and so on.

The representatives of the first category, namely [To My Friends ](1942) and [Three Horsemen ](1944), are stories with political propaganda.

The second category is [Music for Me ](1946), [Melody Time ](1948) and other short stories that mix and match various musical forms;

The last category is similar to [The Great Adventure of Teacher Yi and Little Toad ](1949). The short stories in it could have been longer and more complete works, but they could not be continued because of the constraints, or they were greatly simplified and had to be packaged and produced.

These animations honed the animators of the studio at that time, and also earned Disney money to tide over the crisis.

?　Ryuhei Matsuda gets married.

Actor Ryuhei Matsuda ([The Story of a Boat]) and British-Japanese mixed-race model Morgan Moyaro announced their marriage, and they have been dating for two years. Morgan is pregnant at present, and the due date is next spring.

Counting the animals that have become national symbols

　　Xinhuanet Beijing, September 6 th According to the client report of Xinhua News Agency, it has become a national carnival to choose animals that symbolize the country. People like to take some good qualities of animals as a kind of self-motivation. For example, Australians regard kangaroos as a national symbol, which is the pioneering spirit of never jumping forward and never retreating.

　　Recently, the animated short film "The Rabbit Things that Year" circulated on the Internet is quite popular. In the film, China’s image is portrayed as a cute rabbit-peaceful, harmless and intelligent.

　　It is not difficult to find that many animals have become national cultural elements. In human history, these animals have been endowed with cultural connotations with the changes of the country, and some even become symbols of the country.

　　And if you use an animal to represent a country or a nation, what else do you think? Is it an elephant in the South Asian subcontinent, a cheetah in the African prairie, or a bald eagle flying high over America?

　　The battle between lions and unicorns

　　When it comes to the British Isles, some people say that the symbol of Britain is a noble lion, while others regard Britain as a grumpy bull by borrowing the satirical novel The Life of John Bull. It is really a headache to choose which animal to represent the country.

　　In fact, people familiar with European heraldry can easily see the clue about the "mascot" of the British Isles: isn’t the most obvious animal symbol on the royal emblem?

　　The British royal emblem has two shield animals, one unicorn representing Scotland and the other lion representing England. Depending on the place of use, the two shield beasts will alternate positions from time to time and stare at each other.

　　Unicorn is a mythical animal from the Old Testament. In Celtic mythology, this kind of animal with high "face value" symbolizes kindness, purity, pleasure, pride, freedom and courage. In medieval European stories, unicorns yearn for beautiful things, and even though they are often caught in the trap woven by girls, they are still persistent. And that spiral horn, which is half a meter long and right in the center of the forehead, is said to be able to treat all kinds of intractable diseases.

　　For Scots, it is best to represent the independent character of their own nation with the noble, free and beautiful personality of unicorns. Therefore, before King James IV of Scotland succeeded to the throne of King Elizabeth I of England in 1603, the shield beasts on the Scottish emblem were always two pure white unicorns.

　　Arabian folktales collection "Arabian Nights" records that unicorns are powerful creatures, but this vegetarian animal still has a huge natural enemy, that is, lions. In the legendary duel, the unicorn’s horn was stuck in a tree and was killed by a lion. This story seems ridiculous to the British today, because the official symbol of England is the lion, and there is more than one lion on the coat of arms.

　　Speaking of it, lions are not native animals in continental Europe. The extinct North African lions should be the first lions seen by Europeans, and they are often trapped animals in the Colosseum in ancient Rome. Because of the lion’s domineering and bravery as the "king of beasts", many medieval European kings like to boast of lions. Except "Lionheart" Richard I, Scottish King William and French King Louis VIII were also called "lions".

　　The symbol of England is the three golden lions that are inseparable from the red lion. After the Norman Conquest, England began to use Normandy’s double lion coat of arms, and "Lionheart" Richard I added the last golden lion to the badge, which became what it is today.

　　In fact, for Britain, it is hard to tell whether the national symbol is a unicorn or a lion. As a result, Britain had that nursery rhyme that recorded unicorn and lion fighting for the crown. Looking at modern and contemporary British literary works and artistic intentions, lions and unicorns are also symbols that are difficult to bypass in British culture.

　　 　　

Sun Honglei rumors： no immigrants.

Recently, Sun Honglei appeared in Harbin activities, and for the first time personally blamed the rumors of immigration: "Many people said that I immigrated, and even my teachers and classmates asked me. I said that I didn’t leave, and I went out for a trip, so I had a small composition." Earlier, it was rumored that Sun Honglei and his wife had settled in Australia, and they also transferred hundreds of millions of assets.

Sun Honglei, born in Harbin, Heilongjiang Province in August 1970, graduated from the Central Academy of Drama, a film actor in China and an actor in China’s National Theatre.

In 1998, Sun Honglei starred in his first TV series "Never Satisfied" and started his film career. Later, he was selected by director Zhang Yimou to star in his first film "My Father and Mother".

From 2001 to 2002, the TV series "Like Fog, Like Rain and Like Wind" and "Behind the Vanity" starred by Sun Honglei were broadcast one after another, and the image of the big brother played by was gradually recognized by the audience.

On October 1st, 2014, Sun Honglei announced her marriage to Wang Jundi at the Weibo, and the wedding was held in Paris.

On December 16th, 2017, Sun Honglei’s wife Wang Jundi gave birth to a daughter.

In April this year, a group of photos of Sun Honglei’s family shopping in Australia came out. All the families in the photos were very happy and smiling. Some netizens said that they found Sun Honglei going to the local immigration office, so the news of "Sun Honglei immigrants" spread on the Internet.

Text | Reporter Shao Yuheng

Changan fourth generation CS75PLUS Ultra exposure

　　On December 16th, Changan CS75 (Parameter | Inquiry) series officially announced a new member-the fourth generation CS75PLUS Ultra. It is reported that the fourth generation CS75PLUS Ultra will be equipped with the new Blue Whale 2.0T high-pressure direct injection engine, which will satisfy the users’ ultimate pursuit of configuration and performance with the strongest power performance at the same level on the basis of the three advanced values of smart new blue whale, comfortable cloud cockpit and intelligent driving. The new car is expected to be launched in late December.

　　At the same time, with the first fourth-generation CS75PLUS Ultra officially launched in Hefei Chang ‘an Smart Factory, the CS75 series, as a classic IP of Chang ‘an, once again set a new record! After the sales volume exceeded 200,000 vehicles this year, the accumulated sales volume of Changan CS75PLUS in ten years also officially crossed the 2.7 million vehicle mark, which marked the benchmark work in the development history of China automobile industry and ushered in a new development milestone.

　　Hercules has great wisdom, and the highest torque at the same level is 390N?m.

　　Hercules has great wisdom. It is understood that the fourth generation CS75PLUS Ultra will bring users a brand-new performance experience under the dual empowerment of the new Blue Whale 2.0T high-pressure direct injection engine and intelligent energy management.

　　Judging from the leaked official pictures, the fourth-generation CS75PLUS Ultra uses more luxurious 20-inch wheels and bilateral four-outlet exhaust design, which makes the vehicle more sporty and more distinctive.

　　In terms of power, the fourth-generation CS75PLUS Ultra is advanced with the new Blue Whale 2.0T high-pressure direct injection engine, and the whole system comes standard with the Aisin 8AT transmission of luxury brand on the same platform, with a maximum power of 171kW and a torque of 390N?m! Not only that, this engine can achieve a strong torque output of 350N?m when running in the low speed range of 1500 rpm, and it is full of commuting power; At 1900 rpm, the peak torque output of 390N?m can be achieved, and the power is explosive, and the extreme road conditions in mountainous plateau are unimpeded.

　　Excellent low-to-high-twist performance means more explosive power. With the blessing of the new Blue Whale 2.0T high-pressure direct injection engine, the acceleration of the fourth generation CS75PLUS Ultra is only 7.3 seconds, and the ejection starts, always one step ahead. In the mountainous and steep slope road environment, the fourth generation CS75PLUS Ultra can provide a more stable and smooth driving experience even in the state of carrying loads, which fully meets the performance needs of people with goods.

　　Not only that, the fourth-generation CS75LUS Ultra, empowered by the world’s first intelligent energy management system, can also intelligently identify various driving conditions such as traffic jams, cornering, climbing, braking and re-acceleration, and optimize power output and fuel consumption performance according to different situations. Through full-scene adaptive control, it not only brings a smooth and carsick driving experience. It also further improves fuel economy and achieves a perfect balance between high-quality power output and power fuel consumption. What’s more worth mentioning is that the fourth generation CS75PLUS Ultra can be "fed" with only 92 # gasoline, which further reduces the user’s car cost.

　　Global wisdom empowerment, omnipotent tomorrow’s car.

　　In addition to the advanced power performance brought by the smart new blue whale, the improvement of the user experience by the comfortable cloud cockpit has also become the most anticipated point of the fourth generation CS75PLUS Ultra.

　　It is reported that the fourth generation CS75PLUS Ultra creates a comfortable cloud cockpit, integrates 37-inch integrated floating triple screen, iFLYTEK Spark AI model, T-Link mobile phone car and car without inductive interconnection and other intelligent configurations, bringing more convenient and versatile interactive experience between people and cars, and meets the personalized car demand of users through the scene Rubik’s cube function customized by more than 30 scenes. The comfortable configuration such as the ventilation and heating of the whole car seat and the zero-gravity queen seat of the co-driver fully meets the quality needs of the whole family.

　　In terms of intelligent driving, the fourth-generation CS75PLUS Ultra will be equipped with L2-level assisted driving system, APA5.0 parking service, 540 driving image assistance and intelligent energy management, with the full scene wisdom of parking and visual control, which will fully protect users’ travel safety and bring a "smart driving" car experience.

　　tag

　　As a classic IP product of Changan Automobile, Changan CS75 has always insisted on providing users with "tomorrow’s value" beyond the same level since its first model appeared in 2014, and finally created a China household SUV explosion model that will last for ten years and lead for ten years. In particular, once the fourth generation CS75PLUS was released this year, it quickly sold like a king, and its monthly sales in November exceeded 31,230.

　　It is reported that the first off-line fourth-generation CS75PLUS Ultra will start from Hefei Chang ‘an Smart Factory, all the way to the west for 5,000 kilometers. This extreme challenge trip along the ancient Silk Road with Kashgar in Xinjiang will cross the three steps of China terrain along the way, fully demonstrating the adaptability and dynamic performance of the fourth-generation CS75PLUS Ultra in the whole scene. Dare to let the first production car off the assembly line to carry out rigorous long-term testing immediately, which also reflects Changan Automobile’s strong strength and full confidence in product quality. This also makes the outside world believe that the fourth-generation CS75PLUS Ultra with leading performance and outstanding quality will inevitably deliver more eye-catching performance after listing.

Cabbage price Geely automobile new energy strikes Geely geometry compact suv

If you don’t consider the cost of using the car later when you buy a car, you will regret it afterwards. For example, today’s performance in this respect is worth talking about. Come and see it quickly.

Let’s take a look at the appearance of Geely Geometry M6. The front face of Geely Geometry M6 is dignified and looks sporty. The front headlights are very in line with the aesthetics of consumers and look full as a whole. The car is equipped with LED daytime running lights, automatic opening and closing, adaptive far and near light, delayed closing and so on. Coming to the side of the car body, the size of the car body is 4432MM*1833MM*1560MM, and the car body looks very calm with large-sized thick-walled tires, and the smooth lines run through the whole car side. At the rear of the car, the rear of the car echoes the front face, and the taillights look very simple and neat.

Coming into the Geely Geometry M6 car, the interior design of Geely Geometry M6 looks young and easy to impress the hearts of young consumers. The steering wheel design of the car is very fashionable and sporty, and it is made of leather, which makes people fondle it. Take a look at the central control. The car is equipped with a stylish and generous touch-control LCD central control screen, which makes the interior design quite layered, which is in line with the temperament of the car. The dashboard and seats give people a good feeling, too. Let’s take a look. The dashboard design is remarkable and looks round and lovely. The car uses a leather-like seat, equipped with functions such as seat proportion down, and it is basically enough for daily use.

Geely Geometry M6 matches the gearbox, which is 150KW and 310N.m, with good power performance.

The performance of Geely Geometry M6 trunk space is relatively good, the opening size is in line with its positioning, and the family’s storage needs can be met. At the same time, the car is equipped with anti-lock braking system (ABS), LED daytime running lights, brake assist (EBA/BAS, etc.), braking force distribution (EBD), traction control (ASR/TCS, etc.), main driver airbag and co-pilot airbag.

What’s your main impression of this car after reading the whole article? Such a car with the right price is enough to meet the daily practical needs, and it doesn’t take much thought to maintain it at ordinary times, and the cost performance is good.

It has been half a year since I picked up the car. Let’s talk about the experience of using the dark blue SL03.

Dark Blue SL03 2022 Extended Range Edition 1200km
Average fuel consumption: 180.00km
First of all, if you are a young person who likes driving fun, then this car is definitely not for you, whether it is the chassis, or the power, or the steering feel, can not arouse your driving desire, this is a real grocery shopping car. If you hate the hard chassis adjustment, then the dark blue is not for you, including the S7.
As a veteran "high-priced buyer", his mood gradually calmed down after experiencing the pain. Putting aside the issue of price reduction, at 17W, this is a new energy vehicle that is easy to drive, balanced in configuration, and low in cost. At 15W, this is a new energy vehicle with a leapfrog size, easy to drive, extremely high configuration, low cost of use, and a slightly luxurious interior.
Before choosing, you must first clarify your needs, rather than directly choose the range extension according to your own budget and shallow understanding. The range extension version can maximize the benefits for people who have fixed charging piles and have long-distance needs. The cost of commuting in the city is extremely low, and pure electric driving is both quiet and responsive. The vibration and wind noise of high-speed driving will also mask the noise and vibration of the range extender. The driving texture can take into account each other in both parts, giving the impression of light, easy to drive, quiet and calm. Of course, this lightness is limited to 0-80, and the acceleration will drop rapidly after exceeding 80. After all, this is a REEV. The engine does not directly participate in the drive, and the acceleration in the middle and rear sections will make people feel more meaty.
In high-speed driving, whether it is high-speed mode or mountain mode, the speed is kept within 130, and there will be no power loss. The range extender is always kept in the highest efficiency range, and the power will only be increased when the power is low. Generally, the remaining power of the power battery can be maintained, so there is no need to worry. Then there is the NVH performance, which can only be said to be at the upper level when placed at 17W, but after all, it is a frameless door, and the window sealing itself is insufficient. Noise can easily enter the car from the window. The chassis lacks armor spraying, and the wheel arch plastic plate does not have corresponding vibration and sound insulation. The NVH performance of non-paved roads is average.
After saying it first, I will never let go of the shortcomings. The most unsatisfactory thing is the attitude of dark blue. Put aside the price reduction, I bought a car of 170,000 or 180,000 yuan. There was no decent car pickup ceremony, the key was not put in the box, the attitude of the staff was not good, and there were errors in the payment process. The after-sales part was also not good. The master’s operation was very rough. The film had gray and bubbles, and the cut film was directly thrown on the cover of the machine, causing a large number of fine scratches. The disassembly process of the first guarantee did not have a scratch-proof cushion, and the metal crowbar was directly used to operate, causing irreversible scratches. There are also riders who did not fully screw back the screws after the first guarantee, resulting in the daytime running lights falling off during the second maintenance inspection. It cannot be ruled out that it is the after-sales problem of some 4S stores, but the after-sales and sales attitude is absolutely sorry for the price. It is also difficult to accept.
The second is the chassis adjustment, which is divided into two parts. The first is the lack of rigidity of the body, and there will be obvious rapid rebound when passing the speed bump, which is a typical lack of rigidity. The second point is the front axle vibration and the rear axle underdamping. The front axle vibration is especially obvious when passing the speed bump quickly, instantly breaking your original wrong perception of the chassis as "solid, flexible and advanced". The front suspension will occasionally show flaws in the urban area. The rear suspension part is more serious, and it is also the part that is complained the most by riders. It is mainly reflected in the large-scale compression and rapid compression sections, such as bridge head jumping. The compression and rebound damping of the rear shock absorber are insufficient, so that the rear of the car will experience obvious instability during rapid compression and large-scale compression. It will not stop until three or four times after the pendulum, which is not clean enough, which will deal a blow to driving confidence and have a great impact on the riding experience.
Then there is the space level. I don’t have much perception of space. There are almost no people sitting in the back row, but the backrest angle and leg support in the back row are obviously insufficient. The platform itself is high, so it should not be too comfortable for long-distance travel. There are two culprits. One is that dark blue is for concave shape, resulting in a small longitudinal space in the back row, and the backrest angle cannot be further enlarged. The second is that dark blue sacrifices this part of comfort for greater trunk capacity. Fortunately, the rear seats are thick enough and the space is large enough. You can find a suitable position even if you sit down a little.
Finally, there is the driving level. The steering wheel feel, chassis adjustment and body size are the parts that I think affect the driving pleasure the most. The steering wheel feel is very vague, the feedback is less and not delicate enough, and there are still some steering positions in the front section. After the end, you don’t know where the limit of the front wheel is, and you don’t know what it is doing. Electric power at low speed will bring a very light steering feel, but the speed gain is not linear enough. The speed immediately becomes heavy, which is not natural enough, but the stability at high speed will be very good. The whole steering set does not give a good impression. We talked about it in front of the chassis level. The front suspension is hard and can convey the road feel, but the lack of damping at the rear suspension will affect your confidence immediately. After you try Push, you will immediately give up and admit that this is a grocery car. Finally, there is the body size. The 2900 wheelbase is really not conducive to sportiness. The steering tail follows slowly, and the steering radius is large. As soon as you go up the mountain, there will be flaws. Deep Blue will use its 1.8-ton weight and nearly 5-meter length to tell you that it is really not suitable for mountain roads.
All of this is combined into one. The appearance is sporty and sharp, the interior is warm and household, the chassis doesn’t stick anywhere, and the steering wheel is inserted into the paste sewing monster. There is no place for the taste, which is the biggest problem in Changan. It won’t be an expensive car at all.
But I bought it all, right? I can’t sell it right away, so I posted a wave of AMG mountain gray car clothes, at least it still feels a little pleasing to the eye every day. I also completely gave up taking it to the mountains to find happiness. It’s really unwilling.


Honda CR-V price reduction news in Guangzhou, the latest offer 149,900! Discounts wait for no one

In the Autohome Guangzhou promotion channel, promotions are going on, bringing great value car buying opportunities to Guangzhou citizens. Now, the starting price of this high-profile SUV model is only 149,900 yuan, and the maximum discount amount is as high as 36,000 yuan. If you are looking for a compact SUV that is practical, durable and cost-effective, then the Honda CR-V is definitely worth your attention. Please click "Chatty Car Price" in the quotation form to get higher discounts and add more benefits to your car buying journey!

本田CR-V头图

Honda CR-V is a very popular compact SUV, and its exterior design is very delicate. The front face design of this car series adopts the design language of Honda family style, which has a very unique aesthetic feeling. The air intake grille is decorated with large-size chrome trim, which looks very atmospheric. In terms of overall style, CR-V’s design is very smooth, with simple lines and coordinated body proportions, creating a very fashionable feeling. In addition, CR-V also adopts LED headlights and fog lights, which not only improve the lighting effect, but also make the whole body more delicate. Overall, CR-V’s exterior design is excellent, and it is a very attractive model.

本田CR-V正侧

Honda CR-V is a medium-sized SUV. Its body size is 4703 * 1866 * 1680mm, the wheelbase is 2701mm, the front wheelbase is 1611mm, and the rear wheelbase is 1627mm. The body has smooth lines, and the overall shape is fashionable and atmospheric. The side lines are simple and smooth, the roof lines are straight, and the window lines are smooth. The vehicle is equipped with 235/65 R17 specification front and rear tires. The wheel rim adopts a five-spoke design, and the shape is fashionable and dynamic. The exterior design of the vehicle is fashionable and atmospheric. The lines are smooth and full of power, which is very suitable for city life and family use.

本田CR-V中控全图

The interior design of the Honda CR-V is simple and generous, using a black and beige color scheme, and the overall atmosphere is relatively warm. The steering wheel is made of genuine leather, which feels comfortable, and the position can be manually adjusted up and down and back and forth. The central control screen size is 10.1 inches, and it supports automatic speech recognition control system, including multimedia system, navigation, telephone, air conditioning and car windows. Both the front and rear rows are equipped with USB and Type-C ports for easy charging. In addition, the front row also supports wireless charging function of mobile phones. The seats are made of genuine leather. The main driver seat can be adjusted back and forth, backrest adjustment, high and low adjustment and waist support. The passenger seat can also be adjusted back and forth and backrest adjustment. The second row of seats supports front and rear adjustment and backrest adjustment, and the rear seats can be proportionally reclined to provide more storage space. Overall, the interior design of the Honda CR-V focuses on practicality and comfort, and the configuration is also more abundant. It is a good family SUV model.

本田CR-V发动机舱

The Honda CR-V is equipped with a 1.5T 193 horsepower L4 engine with a maximum power of 142kW and a maximum torque of 243N · m. The model is equipped with a CVT continuously variable transmission, which can provide the driver with a smooth gear shifting experience. This engine not only has excellent acceleration performance, but also maintains a stable power output at high speeds, providing the driver with a comfortable and safe driving experience. At the same time, the engine also has high fuel economy, which can save the owner a lot of fuel bills. Overall, the Honda CR-V engine performs well and is a reliable car choice.

In the word-of-mouth of Autohome owners @that moment, he is full of praise for the appearance of the Honda CR-V. He mentioned that the CR-V is quite beautiful, and even made him give up the domineering appearance of the Camry. He is very satisfied with the appearance of the CR-V, especially the design and texture of the lights, which makes him the prettiest boy on the street at night. The CR-V has a length of about 4.7 meters, and the overall appearance is very large. The tail design is relatively mediocre. However, this did not affect his praise for the CR-V. Overall, the Honda CR-V is excellent in appearance design, especially in terms of appearance. The words of the Autohome owner @at that moment also made us deeply aware of the charm of this car.