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Notice of Jiangsu Provincial Department of Housing and Urban-Rural Development Notice of Jiangsu Provincial Department of Housing and Urban-Rural Development on Printing and Distributing the Guiding S

Su jianhanprice〔2022〕three33number　

Housing and Urban-Rural Development Bureau (Project Construction Committee) of each district and city, and all relevant units：

Since this year,For effective prevention and controlCOVID-19 epidemic, part of the project construction.adoptprevention and controlmeasureLead to an increase in costs,According to the Civil Code of People’s Republic of China (PRC) and relevant laws and regulations, according to the principle of risk sharing, the cost of prevention and control of COVID-19 epidemic in construction projects is calculated.Formulate the following guiding standards：

First, the cost of epidemic prevention and control in COVID-19 is composed of the cost of normalization of epidemic prevention and control in COVID-19 and the increased cost of epidemic prevention and control in COVID-19. COVID-19 epidemic normalization prevention and control fee is in accordance with the "Notice on Printing and Distributing the Guidelines for Normalization of Epidemic Prevention and Control of Housing Municipal Works" (Su Jian letter quality safety [2021〕606No.) Cost of measures implemented.;The increase fee for epidemic prevention and control in COVID-19 is based on the normalized epidemic prevention and control measures, and special measures are taken due to the dynamic epidemic prevention and control in various places.butIncreased costs.

Two, COVID-19 epidemic normalization prevention and control fees.Provided by the contractor to the employer.normalizationAfter the epidemic prevention and control plan is approved by the employer, the project fee shall be borne by the employer as a total price measure.If there is an agreement in the contract, it shall prevail.

Prevention and control of epidemic normalization in COVID-19feeSee the annex for the items in the bill of quantities and the reference rates.

Three, COVID-19 epidemic prevention and control costs as an abnormal, unexpected expenses, mainly including the content and the principle of cost bearing are as follows:

(1)shouldExpenses borne by the Employer

1.　According to the requirements of epidemic prevention and control, the wages of necessary management personnel and security personnel during the construction site shutdown;

2.　According to the requirements of epidemic prevention and control, the construction site will be stopped and then resumed, and the project cleaning and repair costs after the resumption of work;

3.　Self-funded detection expenses and round-trip transportation expenses incurred by increasing the frequency of nucleic acid detection;

4.　Strengthen disinfection and increase epidemic prevention management at the construction sitepersonnelIncrease the cost of distributing epidemic prevention materials;

5.　The epidemic prevention and control department requires that managers and workers from low-risk areas to the project location be isolated, the isolation costs incurred and the wages of personnel during the isolation period.;

6.　After the time limit for a project is postponed, if the Employer requests to rush the work, the rush-time expenses incurred.

(two) the cost shared by the employer and the contractor through consultation

1.　In addition to the necessary management personnel and security personnel, the wages of the management personnel and workers of other construction enterprises during the period when the epidemic prevention and control site is shut down and closed at the construction site;

2. According to the requirements of epidemic prevention and control, the mechanical stagnation, turnover materials and temporary facilities during the construction site shutdown;

3.　Due to traffic control, materials, equipment, machinery and personnel cannot enter the site in time, and the increased frequency of nucleic acid detection takes up construction time, resulting in efficiency reduction expenses on the construction site;

4.　Due to traffic control, the transportation of materials and equipment is limited, which occurs.Traffic controlAccess fees at intersections.

(3) The contractor shall keep records of the actual expenses and costs incurred by the enterprise, collect written supporting materials, and apply for visas in time. Management fees and profits are not included in the valuation.suitTender down rate. For the negotiated share, the proportion borne by the Employer shall not be less than50%The principle of pricing. During the period of isolation, shutdown and slowdown, the salary standard of personnel shall be in accordance with the "Jiangsu Province Salary"payRegulations "provisions.

(four) COVID-19 epidemic prevention and control fees included in the increase.otherThe project fee only includes taxes.

Fourth,becauseIf the epidemic prevention and control policy is strengthened and the construction period is affected,According to the following principlesPostpone:

1.　The number of days of work stoppage at the construction site is calculated according to the time of work stoppage and resumption required by epidemic prevention and control, and the construction period is postponed. Due to the contractor’s epidemic prevention and control plan is not in place, can’t return to work in time caused by the delay, shall be borne by the contractor.

2.　If the materials, equipment, and personnel can’t enter the site in time and the frequency of nucleic acid detection increases, which leads to the slowdown of the construction site and the inefficiency of the construction, the contracting parties shall negotiate to determine the number of days to postpone the construction period according to the specific conditions of the project.

V. RightIn case of possible price fluctuation of labor, materials, equipment and machinery, both contracting parties shall implement it in accordance with the relevant clauses of price adjustment agreed in the contract.

Six, shelter hospital, etc.epidemic prevention and controlEmergency construction projects should be adopted.useCost plus remunerationForm of contract. When determining the project cost, we should fully consider the impact of a large number of concentrated inputs of labor, materials and machinery on the cost, as well as the costs of epidemic prevention and control, speeding up work and reducing efficiency.

Seven, thisGuiding standardIt shall come into force as of the date of promulgation. Our province is under construction and planned to be built.And has been completed but not completed.Construction project, cost calculation and construction period of epidemic prevention and control in COVID-19adjustCan refer to thisGuiding standardExecute. Municipalities can formulate specific implementation measures according to the actual situation in the region. This is not applicable to projects that have been completed and settled.Guiding standard.

Attachment: 1. Bill of Quantities for Prevention and Control of Epidemic Normalization in COVID-19. pdf

　　　 2. COVID-19 epidemic normalization prevention and control fee charging standard table. pdf

Jiangsu Provincial Department of Housing and Urban-Rural Development

twenty22yearsevenmoon11sun　　

(This piece is released publicly.)

　

Financial report analysis ｜ The performance of the world’s three major luxury goods groups is rising, but the gap between them is also increasing.

LVMH, Kering and Richemont, the world’s three major luxury goods groups, have recently released their latest transcripts for this fiscal year. Their strong upward trend in the first half of the year shows that the industry is recovering rapidly from the negative impact of the epidemic. However, compared with before the epidemic, the growth rate of the three major groups is different, and the epidemic is also widening the gap, including the gap between different luxury goods groups, different brands of the same group and primary and secondary business lines.

Capital means is a common way to quickly eliminate or slow down the gap, and abundant cash flow has also promoted the pace of the head group’s continued expansion. In the latest financial statement, all three companies are optimistic about the future acquisition plan.

LVMH: Profit growth is much higher than before the epidemic.

According to the official release, LVMH Group recorded a revenue of 28.7 billion euros in the first half of 2021, an increase of 56% over the same period in 2020.

Morgan Stanley’s team of analysts said that the "real surprise" came from the obvious improvement of profitability.

In the first half of 2021, LVMH Group’s net profit share was 5.289 billion euros, an increase of 62% over the same period in 2019 and a tenfold increase over 2020. Operating free cash flow exceeded 5 billion euros, more than three times that of the same period in 2019. The operating profit margin was 26.6%, an increase of 5.5% over the same period in 2019.

According to the report, Louis Vuitton, Dior, Fendi, Loewe and Celine are the best-performing brands in the group. Its fashion and leather goods department showed a profit growth much higher than that before the epidemic. In the first half of the year, the profit of LVMH fashion and leather products business group was 5.66 billion euros, more than three times that of the same period in 2020, and an increase of 74% over the same period in 2019.

The exhibition "christian dior, Dream Designer" has been officially unveiled at Chengdu Museum of Contemporary Art (MOCA).

Jean-Jacques Guiony, chief financial officer of LVMH Group, said that the demand of consumers in China "remained in good condition for quite a long time". In the first half of the year, Asia excluding Japan accounted for 38% of LVMH’s total revenue, followed by the United States, accounting for a quarter.

Kering: Almost back to the pre-epidemic level.

The growth rate of kering, another luxury goods giant, almost returned to the pre-epidemic level, and accelerated significantly in the second quarter.

On July 27th, kering released the first half of 2021. The data shows that in the first half of 2021, kering’s comprehensive income was 8.05 billion euros, up 54.1% year-on-year, and 8.4% compared with the same period in 2019. Operating profit was 2.237 billion euros, an increase of 134.9% compared with the same period in 2020. The profit before interest, tax, depreciation and amortization was 2.95 billion euros, a year-on-year increase of 76.2%.

Kering’s main business income in the first half of 2021 increased by 2.3 times compared with the same period in 2020, which was close to the level in the first half of 2019.

Looking back on the first six months of this year, kering said that sales were mainly driven by the "strong momentum" in North America, with business income in North America accounting for 25% and Asia-Pacific region accounting for 43%. Among them, the pillar brand Gucci accounts for 49% of the sales in the Asia-Pacific region.

As always, fashion brands are still the main source of income in kering, contributing 96% of the income. Gucci, Yves Saint Laurent and Bottega Veneta have become the most outstanding brands of kering.

On June 22nd, Gucci presented its new series Aria- Fashion Aria for 2021/2022 in Shanghai.

Gucci’s revenue in the first half of 2021 was 4,479.3 million euros, close to the pre-epidemic level, and its revenue in the same period in 2019 was 4,617 million euros.

Betty Cato’s "Muse of Unique Temperament Inspiration" Saint Laurent Fashion Exhibition is on display in Shanghai.

In the first half of 2021, Yves Saint Laurent’s sales reached 1,045.5 million euros, up 53.5% year-on-year and 17.3% over the same period in 2019.

Bottega Veneta’s revenue in the first half of 2021 was 707.6 million euros, a year-on-year increase of 40.6% and an increase of 19.2% compared with the same period in 2019. The financial report shows that the growth was mainly due to the strong performance in North America.

Kaiyun revealed that the comparable sales of the direct store network including e-commerce increased by 60.1% compared with the first half of 2020 and 11.2% compared with the same period in 2019. Online sales accounted for 14% of the total retail sales in the first six months of 2021.

Some analysts believe that kering’s performance relies too much on Gucci, so kering may launch a major acquisition later. Bernstein analyst Luca Solca has always stressed that Kaiyun urgently needs to build a "second Gucci". In April this year, Francois-Henri Pinault, CEO of Kaiyun, said that the company has the ability to do this.

Richemont Group: Hard luxury performance led the rise, while fashion sales declined.

According to its own fiscal year calculation rules, Richemont Group, which mainly focuses on the hard luxury business of jewelry and watches, recently released its financial report for the first quarter of fiscal year 2021 (April 1-June 30). The data shows that the sales of Richemont Group in the first quarter of this fiscal year was 4.3 billion euros, an increase of 121% compared with the same period in 2020 and an increase of 18% compared with the same period in 2019.

Richemont said in a statement that the performance in the Asia-Pacific region, America and the Middle East was particularly strong, especially in Dubai and Saudi Arabia, where tourism provided additional impetus for performance growth. However, in Europe, due to the sharp decline in tourism, the group’s sales in the first quarter decreased by 15% compared with the same period in 2019.

According to the industry breakdown, the sales of jewelry business where Cartier, Van Cleef & Arpels and other brands are located led the increase, with an increase of 43% compared with the first quarter of 2019, followed by the watch business.

At the same time, the sales of Dunhill, Chloé and other fashion businesses declined, which Richemont Group believes is partly due to the fact that the epidemic has reduced the number of passengers staying in airport boutiques.

　

National Bureau of Statistics： In September, the purchasing managers’ index (PMI) of manufacturing industry rose from 50.1% to the expansion range.

　　Cctv newsRecently, the Service Industry Research Center of the National Bureau of Statistics and China Federation of Logistics and Purchasing released the Operation of Purchasing Managers Index of China in September 2022.

　　I. Operation of Purchasing Managers Index of China Manufacturing Industry

　　In September, the purchasing managers’ index (PMI) of manufacturing industry was 50.1%, up 0.7 percentage points from the previous month, and rose to the expansion range.

　　From the perspective of enterprise scale, the PMI of large enterprises was 51.1%, up 0.6 percentage points from last month and above the critical point; The PMI of small and medium-sized enterprises was 49.7% and 48.3% respectively, up 0.8 and 0.7 percentage points from last month, still below the critical point.

　　From the classification index, among the five classification indexes that constitute the manufacturing PMI, the production index is higher than the critical point, while the new order index, raw material inventory index, employee index and supplier delivery time index are all lower than the critical point.

　　The production index was 51.5%, up 1.7 percentage points from last month and above the critical point, indicating that the manufacturing production has expanded.

　　The new order index was 49.8%, up 0.6 percentage points from last month, indicating that the demand boom in the manufacturing market continued to improve.

　　The raw material inventory index was 47.6%, down 0.4 percentage points from last month, indicating that the inventory of major raw materials in manufacturing industry decreased from last month.

　　The employee index was 49.0%, up by 0.1 percentage point from last month, indicating that the employment boom of manufacturing enterprises picked up slightly.

　　The delivery time index of suppliers was 48.7%, down 0.8 percentage points from last month, indicating that the delivery time of raw material suppliers in manufacturing industry was longer than last month.

　　II. Operation of Purchasing Managers Index for Non-manufacturing Industries in China

　　In September, the business activity index of non-manufacturing industry was 50.6%, down 2.0 percentage points from last month, still in the expansion range, and the expansion of non-manufacturing industry slowed down.

　　By industry, the business activity index of the construction industry was 60.2%, up 3.7 percentage points from last month. The business activity index of service industry was 48.9%, down 3.0 percentage points from last month. From the perspective of the industry, the business activity index of postal services, telecommunications, radio and television, satellite transmission services, monetary and financial services and other industries is located in the high boom zone of more than 60.0%; The business activity index of retail, air transport, accommodation, catering, resident service and other industries is lower than 45.0%.

　　The new order index was 43.1%, down 6.7 percentage points from last month and below the critical point, indicating that the demand in the non-manufacturing market continued to slow down. In terms of industries, the new order index of the construction industry was 51.8%, down 1.6 percentage points from last month; The new order index of service industry was 41.6%, down 7.6 percentage points from last month.

　　The input price index was 50.0%, which was the same as last month and was at a critical point, indicating that the overall level of input prices used by non-manufacturing enterprises for business activities was the same as last month. In terms of industries, the price index of construction inputs was 52.4%, down 1.0 percentage points from last month; The price index of service industry inputs was 49.6%, up 0.2 percentage points from last month.

　　The sales price index was 48.2%, up 0.6 percentage points from last month, still below the critical point, indicating that the overall decline in sales prices of non-manufacturing industries continued to narrow. In terms of industries, the sales price index of the construction industry was 52.0%, up 0.6 percentage points from last month; The sales price index of service industry was 47.5%, up 0.6 percentage points from last month.

　　The employee index was 46.6%, down 0.2 percentage points from last month, indicating that the employment boom of non-manufacturing enterprises declined. In terms of industries, the index of employees in the construction industry was 48.3%, up 0.6 percentage points from last month; The index of service industry employees was 46.3%, down 0.4 percentage points from last month.

　　The expected index of business activities was 57.1%, down 1.3 percentage points from last month, and remained above the critical point, indicating that non-manufacturing enterprises maintained confidence in the recent market recovery and development. In terms of industries, the expected index of construction business activities was 62.7%, down 0.2 percentage points from last month; The expected index of service business activities was 56.1%, down 1.5 percentage points from last month.

　　Third, the operation of China’s comprehensive PMI output index

　　In September, the comprehensive PMI output index was 50.9%, down 0.8 percentage points from the previous month, still higher than the critical point, indicating that the production and operation activities of Chinese enterprises continued to expand overall, but the pace of expansion slowed down.

Notice of the General Office of China Banking and Insurance Regulatory Commission, China on Further Regulating the Internet Personal Insurance Business of Insurance Institutions

　　All banking insurance regulatory bureaus, insurance companies and insurance intermediaries:

　　According to the Insurance Law of People’s Republic of China (PRC), Measures for the Supervision of Internet Insurance Business and other laws and regulations, in order to strengthen and improve the supervision of Internet life insurance business, standardize market order, guard against business risks, promote fair competition, and effectively protect the legitimate rights and interests of insurance consumers, with the consent of China Banking and Insurance Regulatory Commission, we hereby notify the relevant matters concerning the operation of Internet life insurance business by insurance institutions as follows:

　　First, strengthen capacity building and improve the level of business services.

　　(1) The term "Internet life insurance business" as mentioned in this Notice refers to the business activities of insurance companies to publicly publicize and sell Internet life insurance products, conclude insurance contracts and provide insurance services by setting up self-operated network platforms or entrusting insurance intermediaries on their self-operated network platforms. The insurance institutions mentioned in this Notice include all insurance companies (including mutual insurance organizations and Internet insurance companies) and all insurance intermediaries (including professional insurance intermediaries and part-time insurance agencies).

　　Insurance companies that meet the relevant conditions of this notice may conduct Internet life insurance business without setting up branches nationwide. If the relevant conditions are not met, the Internet life insurance business may not be carried out. An insurance company entrusts an insurance intermediary to carry out Internet life insurance business, and the insurance intermediary should be a national institution. Involving online and offline integration to carry out life insurance business, Internet life insurance products shall not be used, and the business area shall not be extended to areas without branches.

　　(2) Insurance companies and insurance intermediaries should have corresponding technical, operational and service capabilities to carry out life insurance business on the Internet, choose life insurance products that meet the characteristics of Internet channels for online sales, strengthen the management of sales process and improve the risk management and control system.

　　Insurance companies should use scientific and technological means to optimize product supply, improve insurance services, improve operating efficiency, and promote life insurance products with risk protection or long-term savings functions.

　　(3) An insurance company (excluding Internet insurance companies) shall meet the following conditions when conducting Internet life insurance business:

　　1 for four consecutive quarters, the comprehensive solvency adequacy ratio reached 120%, and the core solvency was not less than 75%.

　　2. The comprehensive risk rating for four consecutive quarters is in Class B or above.

　　3. The coverage rate of liability reserve is higher than 100% for four consecutive quarters.

　　4. The corporate governance assessment of the insurance company is Grade C (qualified) or above.

　　5. Other conditions stipulated by China Banking and Insurance Regulatory Commission.

　　Internet insurance companies shall comply with the relevant conditions of the Measures for the Supervision of Internet Insurance Business when conducting Internet life insurance business. At the end of last quarter, the solvency, comprehensive risk rating and coverage ratio of liability reserve meet the requirements of the preceding paragraph.

　　(4) An insurance company shall have an efficient and stable business system to carry out Internet life insurance business. It can support the exclusive management of life insurance business on the Internet, has the concurrent processing ability suitable for business needs, and has a perfect network security protection means and management system.

　　An insurance company should have a financial system that meets the needs of Internet life insurance business, and conduct independent accounting for Internet life insurance business.

　　(5) An insurance company shall have the corresponding online operation ability to carry out Internet life insurance business and meet the following requirements:

　　1. Online insurance. Support online display of all insurance information to consumers and remote acquisition of necessary insurance information, which can realize basic functions such as location confirmation of the insured and the insured, and personal identification.

　　2. Online underwriting. We should fully realize automatic underwriting as soon as possible, encourage insurance companies to apply scientific and technological means to improve underwriting quality, enhance underwriting efficiency, further improve anti-fraud ability and level, and explore differentiated and intelligent underwriting.

　　3. Online underwriting. Support online confirmation of insurance intention, completion of premium income and expenditure, realization of surrender in hesitation period and other functions, and issue legal and effective electronic insurance policies.

　　4. Online service. All sales platforms have realized the comprehensive online service entrance of consumer consultation, inquiry, security, surrender, claims, complaints, etc., continuously improved the online service level, and ensured the continuous provision of service support not lower than the offline service standards of similar sales businesses within the validity period of the policy.

　　(6) An insurance company shall establish a convenient and efficient online service system to carry out Internet life insurance business, and the service standard shall not be lower than the following requirements:

　　1. The insurance company shall guarantee daily uninterrupted online service, and the connection rate of consumer consultation or service request shall not be less than 95%.

　　2. Insurance companies should provide comprehensive technical support for consumers’ independent purchase and self-service. Customer service personnel of insurance companies can provide online personal insurance business consultation and services at the request of consumers, and the exchange page displays their insurance institutions and customer service numbers in real time. Customer service personnel of insurance companies shall not take the initiative in marketing, and their salaries shall not be linked to the sales assessment indicators of Internet life insurance business.

　　3. Internet personal insurance business should fully realize real-time underwriting and real-time underwriting as soon as possible. If it is necessary to carry out procedures such as physical examination and survival investigation, it should notify the applicant within 1 working day after receiving the complete insurance information and complete the underwriting as soon as possible.

　　4. Internet life insurance business shall use electronic insurance policies, which shall specify the information of the entrusted intermediary institutions (if any) and shall be delivered to the insured within 2 working days after underwriting. During the insurance period, an insurance company shall provide a paper policy in time according to the requirements of the insured.

　　5. The insurance company shall continuously provide online security services to consumers during the insurance period, and the online security matters shall be handled within 2 working days after the application is submitted. If it cannot be completed within the prescribed time limit due to special circumstances, it shall promptly explain the reasons to the applicant and inform the processing progress.

　　6. After receiving the notice of insurance accident from the applicant, the insured or the beneficiary, the insurance company shall give a one-time claim settlement guidance within 1 working day; After receiving the request for compensation or payment of insurance benefits from the insured or beneficiary, if the insurance company considers that the relevant certificates and materials are incomplete, it shall notify the applicant, the insured or the beneficiary to supplement them at one time within 2 working days; After receiving the request for compensation or payment of insurance benefits from the insured or beneficiary and complete materials, make a verification within 5 working days, and notify the applicant within 1 working day after making the verification; In case of complicated circumstances, the approval period can be extended to 30 days.

　　7. Online application for surrender of Internet life insurance business shall be approved and notified to the applicant within 1 working day; In case of complicated circumstances, the approval period can be extended to 3 working days.

　　8. Internet personal insurance business should strengthen complaint management, set up online complaint channels, get in touch with the complainant within 1 working day after receiving the complaint, improve handling efficiency, and explore the establishment of a complaint return visit mechanism.

　　(7) When an insurance company entrusts an insurance intermediary to carry out Internet life insurance business, it shall carefully screen the partners, strictly control the sales behavior and ensure the service quality.

　　Insurance intermediaries to carry out Internet life insurance business, should strengthen the system construction, and have the operation and service capabilities that meet the requirements of Article (5) and (6). Customer service personnel of insurance intermediaries shall not take the initiative to market, and their salaries shall not be linked to the sales assessment indicators of Internet life insurance business.

　　Two, the implementation of exclusive business management, standardize the market competition order.

　　(8) Insurance companies shall implement exclusive management of Internet life insurance business, use Internet life insurance products that meet the relevant provisions of this Notice, and follow the business rules such as network layout and sales management. The development of Internet life insurance products by insurance companies should conform to actuarial principles, with clear insurable benefits, and the design of terms and the determination of rates are legal, compliant, fair and reasonable. Encourage insurance companies to apply digital tools and scientific and technological means to provide differentiated pricing and refined services to meet the growing personal risk protection and long-term savings needs of the people.

　　Internet life insurance products are limited to accident insurance, health insurance (excluding nursing insurance), term life insurance, ordinary life insurance with an insurance period of more than ten years (excluding term life insurance), ordinary annuity insurance with an insurance period of more than ten years, and other life insurance products stipulated by China Banking and Insurance Regulatory Commission. Internet life insurance products that do not meet the requirements of this notice shall not be operated online, and the insurance links of products shall not be publicly displayed or directly pointed to through the Internet.

　　(9) An insurance company applying for approval or filing of Internet life insurance products shall meet the following requirements:

　　1. The product name should contain the word "Internet", and the sales channel is limited to Internet sales. Non-Internet life insurance products shall not use related words.

　　2. Product design should reflect the characteristics of direct operation of Internet channels. The scheduled surcharge rate for Internet life insurance products with an insurance period of one year or less shall not be higher than 35%; Internet life insurance products with an insurance period of more than one year shall have a predetermined additional charge rate of no more than 60% in the first year and an average additional charge rate of no more than 25%.

　　3. Products can provide flexible and convenient payment methods. If the Internet life insurance products with an insurance period of one year or less are paid in installments, the payment amount of each installment should be consistent, and the Internet life insurance products with an insurance period of more than one year should comply with the relevant regulations of China Banking and Insurance Regulatory Commission.

　　4. The product design shall ensure that the insurance period is consistent with the actual duration, and the actual duration shall not be changed in disguise by surrendering the insurance fee or adjusting the cash value interest rate.

　　5. The calculation of the minimum cash value of Internet life insurance products with an insurance period of one year or less shall adopt the calculation method of the unexpired net premium, and its calculation formula is: minimum cash value = net premium ×(1-m/n), where m is the number of days that have taken effect and n is the number of days during the insurance period, and if the elapsed date is less than one day, it shall be counted as one day.

　　6. Other conditions stipulated by China Banking and Insurance Regulatory Commission.

　　(10) When an insurance company applies for approval or filing of Internet life insurance products, the materials submitted shall not only comply with the insurance clauses and relevant regulatory provisions on insurance rate management, but also submit an actuarial report, and the pricing basis of the products shall be listed in the actuarial report.

　　Internet life insurance products with an insurance period of one year or less shall specify the expected payout ratio in the actuarial report; If the Internet life insurance products with an insurance period of more than one year are priced by reinsurance data or empirical data, the latest occurrence rate table issued by China Banking and Insurance Regulatory Commission or designated relevant institutions shall be indicated, and the average conversion ratio shall be listed.

　　Internet life insurance products shall specify the upper limit of intermediary fee rate in actuarial report, and shall not directly charge the information technology support and information technology service fees arising from the operation of Internet life insurance business, and shall not break through or break through the upper limit of predetermined additional fee rate in disguised form.

　　When an insurance company applies for approval or filing the Internet life insurance products listed in Article (13) of this Notice, it shall also list the branches and cooperative institutions in the submitted materials.

　　(11) An insurance company applying for approval or using newly filed Internet accident insurance and term life insurance products shall comply with Articles (3) to (6) of this Notice.

　　An insurance company applying for approval or using newly filed Internet health insurance (except nursing insurance) products shall not only meet the requirements of the preceding paragraph, but also meet the requirement that it has not been subjected to major administrative punishment for illegal operation of Internet insurance business in the previous year.

　　An insurance company applying for approval or using the newly filed ordinary life insurance (except term life insurance) and ordinary annuity insurance products with an insurance period of more than 10 years shall meet the following conditions:

　　1. The comprehensive solvency adequacy ratio exceeds 150% for four consecutive quarters, and the core solvency is not less than 100%.

　　2 for four consecutive quarters, the comprehensive solvency surplus exceeded 3 billion yuan.

　　3. The comprehensive risk rating for four consecutive quarters (or six quarters within two years) is above Class A..

　　4. It has not received any major administrative punishment for the operation of Internet insurance business in the last year.

　　5. The corporate governance assessment of the insurance company is Grade B (good) or above.

　　6. Other conditions stipulated by China Banking and Insurance Regulatory Commission.

　　(12) When an insurance company entrusts an insurance intermediary to carry out Internet life insurance business, it shall specify the rights and obligations of both parties, the cooperation period, the dispute settlement plan, the liability for breach of contract and the customer complaint handling mechanism.

　　Insurance intermediaries selling ordinary life insurance (except term life insurance) and ordinary annuity insurance products with an insurance period of more than ten years shall meet the following conditions:

　　1 with more than three years of experience in Internet life insurance business.

　　2. It has a complete sales management, policy management and customer service system, as well as a safe, efficient and real-time information system and capital settlement process for online payment and settlement business.

　　3. It did not receive any major administrative punishment for the operation of Internet insurance business last year.

　　4. Other conditions stipulated by China Banking and Insurance Regulatory Commission.

　　(13) An insurance company shall, in addition to meeting the above-mentioned basic conditions, set up a provincial branch in its business area or cooperate with other insurance companies and insurance intermediaries that have set up branches to operate through the Internet, so as to ensure offline service capabilities in its sales area.

　　Insurance companies conducting other Internet life insurance businesses should have offline service capabilities no less than those of similar businesses for sale.

　　(14) When an insurance company operates or entrusts an intermediary agency to carry out Internet life insurance business, it should make an appropriate assessment before applying for insurance, scientifically assess the behavioral ability of consumers to purchase insurance products online and enjoy insurance services, and insist on selling insurance products to consumers that are compatible with their risk protection needs and payment ability.

　　(15) Insurance companies should strengthen underwriting management, grasp the full amount of underwriting information, ensure the independence of underwriting, and must not lower underwriting standards and reduce underwriting responsibilities when conducting Internet life insurance business.

　　The notification text of Internet life insurance business is formulated and provided by insurance companies, which meets the basic requirements of clear content, easy-to-understand text and concise and smooth expression, and reduces the use of uncommon terms. Insurance intermediaries shall not change or reduce the contents of the notification without authorization, and shall not induce the insured to make false statements.

　　Third, enrich the supervision mechanism and strengthen the supervision of innovative business.

　　(sixteen) insurance companies to carry out Internet life insurance business, should establish and improve the business backtracking mechanism. Insurance companies should regularly carry out Internet life insurance business backtracking as required, focusing on key indicators such as payout ratio, incidence rate, expense rate, surrender rate and return on investment, backtracking the deviation between actual operating conditions and actuarial assumptions, and taking the initiative to take measures such as attention, adjustment and improvement, active reporting and information disclosure. The chief actuary of an insurance company is the person directly responsible for the retrospective work of Internet life insurance business, and should organize and implement the retrospective work as required to ensure that the data used are comprehensive and true, the calculation method conforms to actuarial principles, and the rectification measures are timely and effective.

　　(XVII) An insurance company that conducts Internet life insurance business shall submit a report on the operation of the previous year through the information system related to Internet insurance supervision before March 20th of each year (see Annex 2 for the template, and the report data shall be as of December 31st of the previous year), and complete the registration of Internet life insurance business operation and information disclosure.

　　If an insurance company needs to adjust the business scope of personal insurance on the Internet, it should make a continuous announcement 10 days in advance on the self-operated platform, the self-operated platform of the agency and the sales page of each product. The contents of the announcement shall include the business scope adjustment decision, reasons and service guarantee measures, etc., and the adjustment shall be completed before April 1 of each year. If the business scope of Internet life insurance is narrowed, it should also give special tips to insured customers through effective channels.

　　(18) If an insurance company violates the relevant provisions of this Notice, it shall, as appropriate, take regulatory measures such as regulatory talks, risk warnings and prohibiting the declaration of new Internet life insurance products within a certain period of time according to law, and impose administrative penalties according to relevant laws and regulations.

　　If an insurance company entrusts an intermediary agency to carry out Internet personal insurance business in violation of the relevant provisions of this Notice, the insurance company and the intermediary agency shall be investigated at the same place, and a unified standard of discretion shall be maintained for similar businesses.

　　(XIX) China Banking and Insurance Regulatory Commission will initiate supervision procedures such as inquiry, investigation and inspection according to the retrospective situation of Internet life insurance business of insurance companies, and investigate and deal with illegal matters according to law. In the event that the insurance company fails to backtrack regularly according to the notification requirements, the backtrack data is untrue, and the pricing risk has not improved for a long time, China Banking and Insurance Regulatory Commission will not only deal with it according to Article 18, but also remind the board of directors of relevant risks, and at the same time, investigate the responsibilities of the company’s principal responsible persons and relevant management personnel according to law.

　　(20) If an insurance company is subject to administrative punishment for serious violations of laws and regulations and serious violations of consumers’ legitimate rights and interests due to Internet life insurance products, it shall promptly formulate consumer rights protection and rectification plans and make an announcement to the public.

　　(twenty-one) the actuarial liability reserve coverage ratio mentioned in this notice, the calculation formula is shown in Annex 1.

　　The major administrative penalty referred to in this Notice refers to the following administrative penalties imposed on insurance institutions for Internet insurance business: limiting the business scope, ordering them to stop accepting new business, ordering them to suspend business for rectification, revoking their business licenses, revoking the qualifications of company executives or prohibiting them from entering the industry.

　　(twenty-two) from the date of issuance of this notice, if the previous provisions are inconsistent with this notice, this notice shall prevail.

　　Give a transition period to insurance companies that have already started Internet life insurance business. Insurance companies shall, based on the protection of consumers’ legitimate rights and interests, promote the rectification of existing Internet life insurance business on the premise of fully evaluating and making good plans, and fully meet the requirements of this notice before December 31, 2021.

　　The insurance company shall start the trial operation of the Internet life insurance business backtracking mechanism in the second quarter after the issuance of this notice, and China Banking and Insurance Regulatory Commission shall designate industry organizations to assist in the implementation of relevant work. The retrospective mechanism of Internet life insurance business has been officially implemented since January 1, 2023.

　　Annex: 1. Description of the formula for calculating the coverage ratio of liability reserve.

　　2.2XXX years Internet life insurance business report

　　General Office of China Banking and Insurance Regulatory Commission, China

　　October 12, 2021

My People，My Country’s eve special Bo Huang ignored the danger of high-altitude welding

1905 movie network news 　Tracing back to the eve of history, don’t forget the way when you came! Recently, the National Day gift film released a special edition of "Eve", one of the seven stories, revealing the story behind the shooting.


视频中，导演管虎直言不讳，在创作中遇到的最大问题就是，如何能尽量精细的还原三四十年代北平城的真实场景，要“完成的是那个年代的东西”。管虎在拍摄中多次强调“要抓细节”“细节决定一切”，并指出“不能躲，要迎头而上”。


饰演天安门广场旗杆设计安装者林治远的黄渤也表示，《前夜》通过描绘一个小人物、一个看似不大的事情，实际上折射出的是，那个年代每个小人物对于祖国的大热爱，和对伟大祖国的建立抱有深切深厚的情感。


视频中，能看到黄渤亲自攀爬旗杆进行电焊的高风险动作，而人物原型林治远也是克服了恐高障碍，爬上20多米高的广场旗杆，解决了技术问题。王千源、欧豪等人也纷纷亮相，其人物角色都有原型可考。立国大事的背后是千千万万个小人物的热情和奉献。


《前夜》讲述了1949年10月1日开国大典前夜，天安门广场旗杆设计安装者林治远（黄渤饰）等人争分夺秒克服重重困难，保障开国大典上我国第一面五星红旗顺利升起的故事。


该故事由管虎执导，黄渤、王千源、欧豪、辛柏青、耿乐、姜武、梁静、佟大为、魏晨、胡军、王天辰等主演，影片9月30日上映。


2024 Xpeng Motors Grand Action： The first extended-range vehicle will be mass-produced next year, and the pure electric pattern will change？

In the field of new energy vehicles, every new trend has attracted much attention. Recently, a series of news about Xpeng Motors has aroused widespread concern. It is reported that Xpeng Motors will launch its first vehicle and plans to mass-produce it next year. This move has undoubtedly caused quite a stir in the industry.

As an important participant in the field of new energy vehicles in China, Xpeng Motors has always focused on pure electric vehicles. However, what kind of strategic considerations are behind the announcement that it is going to install fuel tanks and enter the automotive field?

First of all, from the perspective of market demand, cars have met consumers’ concerns about cruising range to a certain extent. Although the cruising range of pure electric vehicles has been greatly improved with the continuous improvement of technology, for some consumers who often travel long distances, endurance anxiety still exists. By carrying the fuel tank, the car can use fuel to generate electricity when the battery power is insufficient, thus greatly increasing the cruising range of the car. This is undoubtedly an attractive choice for consumers who want to enjoy the environmental protection and low cost of electric vehicles, but also worry about battery life.

Secondly, from the perspective of competition pattern, the current new energy vehicle market is highly competitive. In the field of pure electric vehicles, major car companies have made great efforts, and the competition for market share has become increasingly fierce. In the automotive field, although some car companies are involved, the competitive pressure is relatively small. Xpeng Motors enters the automobile field at this time, which is expected to occupy a place in the new market segment and expand its market share.

In addition, the positioning of the price band above 200,000 yuan also shows Xpeng Motors’s ambition for the high-end market. With the continuous improvement of consumers’ requirements for automobile quality and performance, the market potential of high-end new energy vehicles is huge. By introducing high-end models, Xpeng Motors can not only meet consumers’ demand for high-quality cars, but also enhance its brand image and further enhance its market competitiveness.

It is worth mentioning that Cui Dongshu said that the extended-range vehicle is a pure electric vehicle. This view has aroused people’s thinking. From a technical point of view, although the car is equipped with a fuel tank, it still relies on the battery to drive the car in most cases, and only when the battery power is insufficient will the fuel power generation system be started. Therefore, automobile can be regarded as an extension and supplement of pure electric vehicle to a certain extent. This view also provides new ideas and directions for the development of automobiles.

However, Xpeng Motors also faces some challenges when it enters the automobile field. First of all, the technical complexity of automobile is relatively high, and it is necessary to take into account the cooperative work of battery and fuel system at the same time. This puts higher demands on Xpeng Motors’s technological R&D capability. Secondly, consumers’ cognition and acceptance of automobiles need to be improved. In the eyes of some consumers, the automobile may still be regarded as a "transitional product", and its market prospect is uncertain. In addition, with the continuous development of new energy vehicle technology, more advanced battery technology and charging facilities may appear in the future, which may also have an impact on the development of automobiles.

Despite many challenges, this move of Xpeng Motors undoubtedly demonstrates its determination to explore and innovate in the field of new energy vehicles. With the mass production of the first vehicle next year, we will wait and see whether Xpeng Motors can succeed in new fields.

From the perspective of the whole new energy automobile industry, Xpeng Motors’s action also reflects the development trend of the industry. Under the current technical conditions, although pure electric vehicles have the advantages of environmental protection and low noise, problems such as cruising range and charging facilities still restrict their further development. As a transitional solution, automobile provides consumers with more choices. At the same time, with the continuous progress of technology, the future development direction of new energy vehicles is still full of uncertainty. Major car companies need to innovate constantly and actively explore products and technical routes suitable for market demand in order to be invincible in the fierce market competition.

The statement that only Weilai is left in China’s pure electric vehicle enterprises is somewhat exaggerated, but it also reflects the fierce competition in the current pure electric vehicle market. In this context, it may be a wise strategic choice for Xpeng Motors to enter the automobile field. Through diversified product layout, Xpeng Motors can better meet the needs of different consumers and improve market competitiveness.

In a word, the news that Xpeng Motors will mass-produce its first vehicle next year has aroused widespread concern. This move not only shows Xpeng Motors’s innovative spirit and strategic vision, but also brings new thinking to the development of new energy automobile industry. In the future, we expect Xpeng Motors to succeed in the automotive field and bring more high-quality new energy vehicle products to consumers. At the same time, it is also hoped that the whole new energy automobile industry will continue to innovate and jointly promote the vigorous development of China’s new energy automobile industry.

＂Four Great Talents＂ guest appearance in ＂Dragon and Phoenix Shop＂ Huang Xiaoming becomes a crazy old man


Huang Xiaoming plays "Tang Bohu" of the four talents


Tang Bohu is a "big cheat"


The emperor asked Tang Bohu what treasure to bet on


The four great talents cheated all the clothes, money and food that the emperor accompanied

　　It is being screened in cinemas across the country. In addition to the wonderful performances of the "Four Great Talents" in the film, he even took the time to make a cameo appearance in the ancient costume romantic comedy "Dragon and Phoenix Shop", which will make the film released on August 19 even more brilliant. In "Dragon and Phoenix Shop", the four great talents will appear together and form a "super old group". Huang Xiaoming is even more crazy and plays tricks on the "Emperor" Ren Xianqi, not only deceiving him of all his belongings and even his clothes, but also making him mistakenly enter the beggar gang.

The "Four Great Talents" made a cameo appearance, and Tang Bohu "led" the old thousand group

　　That year, Zhou Xingchi successfully deconstructed Tang Yin, a historical talent, and the movie was praised by countless people. 17 years later, the director Li Liqi invited Huang Xiaoming, a popular teenager, to succeed Zhou Xingchi, and it was filmed that Huang Xiaoming would join Zhou Libo, Ren Xianqi, and Chen Baixiang in the film to form the "Four Talents", and once again stage romantic and funny things. In the ancient costume romantic comedy "Dragon and Phoenix Shop", the four people will make cameo appearances in the movie, and together they will become a "super old thousand group" to set up a big gamble, deceiving all the wealth of Weifu’s personal visit to "Ren Xianqi", thus making the emperor a beggar.

Huang Xiaoming became a crazy old man, Ren Xianqi "cheated" Ren Xianqi

　　In "Dragon and Phoenix Shop," Ren Xianqi, the "Zhengde Emperor" who has just escaped from the palace with the "Three Kings of Prison Escape", is a gambling game set up by the "Four Great Talents" in the street market. "Talented Tang Bohu" Huang Xiaoming disguised as "Crazy Old Cheat", won the game full of pots and even stuffed with silver tickets. Director Zhong Shujia revealed that Huang Xiaoming is quite devoted to comedy and often creates his own scenes in real shots. For example, when he cameos in the role of "Old Cheat", he designed a crazy action of jumping on the table to raise bets. Coupled with the "joint performance" of Zhou Libo, Chen Baixiang and others, Ren Xianqi immediately became a gambler, so he fell into the game set up by the four of them, and eventually lost all his clothes, so he became a beggar. Ren Xianqi will also play two roles in the film, playing the "Einstein version of Xu Zhenqing" in the "Four Talents", and deceive himself.

Ren Xianqi is in love with S "Longfeng Store" to welcome guests on August 19

　　"Dragon and Phoenix Shop" is adapted from a traditional drama. It tells the story of the Ming Dynasty Zhengde Emperor’s private visit to Jiangnan. After meeting Li Luo Yufeng, the two achieved a marriage story. Ren Xianqi and Da S will play the Zhengde Emperor and Li Luo Yufeng respectively in the film. "Dragon and Phoenix Shop" is also the second film of the "5510" project of the famous Hong Kong filmmakers Xiang Huaqiang and Xiang Huasheng Brothers. The first film of the project is "Tang Bohu Dian Qiuxiang 2". " "Dragon and Phoenix Shop" will be released nationwide on August 19. In addition to Ren Xianqi and Da S co-starring, Luo Jiaying, Liang Xiaolong, Chen Baixiang, Huo Siyan, Gong Xinliang, Pan Changjiang, He Yunwei, Liu Yajin and a group of old actors and comedians from both sides of the Taiwan Strait and three places also joined the film.　

More great pictures on the next page!

How comfortable is a comprehensive TV box？ Comparison and evaluation of three mainstream TV boxes

　　Recently, the system that comes with the old TV at home has some cards, and the cost of changing the TV is relatively high. If you add a TV box, the cost will be much lower. But with so many TV boxes on the market, how should you choose?

　　If the budget is between 300 and 500, among the mainstream products, the three boxes of Aurora 5S, Tmall Magic Box 8Pro and Dangbei H3S are considered to be close in configuration. Since the general target has been selected, I simply start all at once, and tell you which one is more worth buying through comparison and evaluation.

　　In order to save everyone’s time, let’s come to a conclusion this time:

　　Tmall Magic Box 8Pro not only has better hardware parameters, but also performs better than Aurora 5S and Dangbei H in actual measurements. 3 S is even better and is the king of the three TV boxes.

　　

　　In order to facilitate a more intuitive comparison, I have summarized the hardware parameters of the three TV boxes and some measured data.

　　After comparing the parameters in the chart with the actual measurements, you should have a general understanding of the three products. If you want to further understand the detailed process of this comparison, you can continue to read.

　　Performance comparison:

　　Like all smart devices, the quality of the TV box experience depends first and foremost on "performance", and as a user, the most intuitive perception of "performance" is nothing more than four aspects: one is the score score; the other is the boot speed; the third is the APP loading speed; and the fourth is the video startup speed. I also focused on the comparison test of the three TV boxes from these four aspects.

　　[Performance score] Performance score is the most intuitive performance embodiment. The higher the score of a TV box, the stronger its overall performance. Using Antutu score measurement, the score of Tmall Magic Box 8Pro reached 55,812 points, the best score among the three TV boxes, followed by Tencent Aurora 5S, and Dangbei H3S.

　　[Summary] Tmall Magic Box 8Pro > Tencent Aurora 5S > Dangbei H3S

　　

　　[Boot Speed] In the actual experience, the perception of the performance of a TV box actually starts from the moment you press the "power button". The faster the boot, the shorter the time we need to wait, and the faster we can see the program we want to watch. In the actual boot speed measurement, Tmall Magic Box 8Pro only took 17 seconds to boot, while when Bei H3S took 30 seconds, it was still at the bottom.

　　[Summary] Tmall Magic Box 8Pro > Tencent Aurora 5S > Dangbei H3S

　　

　　[APP loading speed] APP loading speed is also a side reflection of performance, reflecting the scheduling of TV boxes for "performance". In order to ensure the accuracy of the test, I cleaned the background of each box before the test, and then turned on Kiwi TV, Cloud Audio-Visual Aurora and Mango TV respectively. In the test results, Tmall Magic Box 8Pro still leads in all aspects, even surpassing the second-place Aurora 5S in the loading speed of Kiwi TV and Cloud Audio-Visual Aurora by nearly 1s; while Aurora 5S and Dangbei H3S win or lose each other.

　　[Summary] Tmall Magic Box 8Pro > Tencent Aurora 5S > Dangbei H3S

　　

　　[Video Startup Speed] The video startup speed reflects the optimization of a TV box for a certain video APP to a certain extent. It is easiest to ignore, but it also tests the TV box manufacturer’s attention to details. Here, Kumeow is used as the test APP to test the opening speed of the same video for three TV boxes. The measured Tmall Magic Box 8Pro took 1.28s, Aurora 5S took 1.72s, and Dangbei H3S took 1.93s.

　　[Summary] Tmall Magic Box 8Pro > Tencent Aurora 5S > Dangbei H3S

　　

　　[Conclusion] After four rounds of testing, it is not difficult to see that the Tmall Magic Box 8 Pro performs better in all tests, making it the king of performance. Although the price of the Dangbei H3S is similar to that of the other two models, its performance is much worse.

　　

　　So what is the reason for the "performance gap"? In fact, it mainly comes from three aspects: the processor chip, the random access memory and the storage space.

　　The first is the processor chip. It is the core hardware of the TV box’s performance, and its performance not only determines the running speed of the TV box, but also determines the decoding ability of the TV box. Among the three TV boxes, Tmall Magic Box 8Pro uses Amlogic S905x4, and its theoretical performance is the strongest among the three boxes, while the RK3566 used by Dangbei H3S, whether it is 22nm process or 512K cache, is far behind the other two TV boxes.

　　Secondly, random access memory and storage space. The random access memory determines the fluency of the APP during continuous operation, and the storage space, as the hub of data storage and transmission, determines to a certain extent the number of APPs that can be installed on the TV box and the speed of reading and writing content. These two also have an important impact on the performance and user experience of the TV box, so generally when purchasing smart devices, the same price, we should tend to choose these two configurations larger. Among the three TV boxes, Aurora 5S and Tmall Magic Box 8Pro both give 4GB random access memory + 64GB storage space configuration, while Dangbei H3S is only 3GB + 32GB, which is also an important reason why Dangbei H3S is lagging behind as a whole.

　　Audio-visual performance comparison

　　As a TV box, its "audio and video performance" is more a test of the decoding ability of the processor chip and the support for audio standards.

　　In terms of decoding capabilities, in the past, due to outdated technology, some old TV boxes could only support 1080P video decoding at most, so we had no way to output some 4K film sources through it. The three TV boxes tested this time were able to support 8K video decoding, which is completely sufficient for the mainstream 4K and even 8K source videos currently on the market.

　　In terms of clarity, this time using an external U disk to play the local 4K 60fps Blu-ray original video to test, by comparing the three TV boxes to play the same frame of the same film source, it can be seen that the three TV boxes all support HDR 10 + Under the premise, the difference in image quality is actually not big.

　　In addition to the image quality experience, the sound experience is equally important. Among the three TV boxes, Aurora 5S and Tmall Magic Box 8Pro have comprehensive support for audio standards. At present, Dolby Audio and DTS audio in mainstream movies can be output perfectly. When Bei H3S lacks support for these, when playing some movies using DTS audio, there will be only pictures and no sound, which will greatly affect the use experience.

　　[Conclusion] In the audio-visual comparison, Tmall Magic Box 8Pro = Aurora 5S > Dangbei H3S, if you like to watch some original movies or videos, then Tmall mill box The 8Pro and Aurora 5S would be better options.

　　

　　Other comparisons

　　In addition to performance and sound and picture, these three TV boxes also have some differentiated experiences in other aspects. As part of the overall experience, I have included them here to illustrate.

　　[Network Support] A major application scenario of the TV box is to play videos on major video APPs or other networks. In addition to performance, it also has a strong dependence on the network. In terms of wireless network, Tmall Magic Box 8Pro adopts an omnidirectional three-antenna module design, which is better than the other two network signal stability In addition, Tmall Magic Box 8Pro and Aurora 5S provide an RJ45 standard gigabit wired network port more than Dangbei H3S, which is more stable than wireless network transmission. We use TV boxes every day. If possible, it is recommended that you choose a wired network for networking as much as possible, so that it is more stable when watching online videos or using a home NAS to watch local videos.

　　[Summary] Tmall Magic Box 8Pro > Tencent Aurora 5S > Dangbei H3S

　　

　　[Remote Control] In addition to supporting Bluetooth connection, The remote control of Tmall Magic Box 8Pro also supports the "infrared learning" function, which can learn the infrared signal of the TV remote control, so that only the remote control of Tmall Magic Box 8Pro can realize the functions of turning on and off the TV and the TV box respectively, adjusting the volume, etc., which well solves the trouble of controlling the TV and the TV box to switch back and forth using two remote controls. This is also more user-friendly than the other two TV boxes.

　　[Summary] Tmall Magic Box 8Pro > Tencent Aurora 5S = Dangbei H3S

　　

　　[Interface] In terms of interfaces, although all three TV boxes come standard with HDMI interfaces, Tmall Magic Box 8Pro and Dangbei H3S support HDMI 2.1 protocol, which is faster and more comprehensive in terms of transmission rate, resolution, and HDR and audio support than the HDMI 2.0 protocol supported by Aurora 5S.

　　Although the USB ports on the three TV boxes "seem" to be 3.0 standard, in fact, only Tmall Magic Box 8Pro and Dangbei H3S are USB 3.0 standard, and the blue USB port of Aurora 5S is only USB 2.0 standard, which is reflected in daily use. If external storage is connected, then obviously the data transfer rate of Tmall Magic Box 8Pro and Dangbei H3S is much faster, and the video and file opening speed is also faster.

　　[Summary] Dangbei H3S > Tmall Magic Box 8Pro > Tencent Aurora 5S

　　


　　[Appearance design] In terms of design, Tmall Magic Box 8Pro is the smallest of the three TV boxes, and it borrows the design style of vinyl record player, which looks very delicate. In contrast, Tencent Aurora 5S and Dangbei H3S are not only larger in size, but also relatively simple in design.

　　experience summary

　　In these three TV boxes, Tmall Magic Box 8Pro is better in terms of hardware configuration and real-world experience, and the price is lower than the other two. If you want to buy a TV box at this price, Tmall Magic Box 8Pro is undoubtedly a better choice.

Daqing Volvo XC60 Hot Promotion! The latest offer is 289,500! just this once

In the [Easy Car Daqing Local Car Market Promotion Channel], we sorted out the ongoing
Preferential activities. As a car that has attracted much attention, the current discount rate of Volvo XC60 is still amazing. The highest discount rate can even reach 132,400, and the lowest starting price is only 289,500. You can win a larger discount rate by clicking the "Inquiry" button in the quotation form. If you are looking for a practical and affordable model, you may wish to learn about the preferential situation of Volvo XC60.

Let’s take a look at the appearance of the Volvo XC60 first. The front face of the Volvo XC60 feels very round and lovely, and it is equipped with a straight waterfall grille, which looks sporty. Coupled with the headlights, the overall look has a certain sense of hierarchy. The car is equipped with LED daytime running lights, headlight height adjustment, automatic opening and closing, delayed closing and so on. Coming to the side of the car, the body size of the car is 4708MM*1902MM*1660MM, and the car adopts dynamic and lively lines, giving people a very round feeling at the side. With large-sized thick-walled tires, the shape is eye-catching. In the rear design, Volvo XC60′ s rear line is simple, the taillights are very beautiful, and with the unique exhaust pipe, the shape is more spiritual.

Coming into the Volvo XC60 car, the front face of the Volvo XC60 looks very young and fashionable, and the visual effect is good. The steering wheel design of this car is very fashionable and dynamic, made of genuine leather, with a high palm fit. From the central control point of view, with a 9-inch central control screen, the interior style is impressive and meets the aesthetic standards of most consumers. The dashboard and seats give people a good feeling, too. Let’s take a look. The car is equipped with a fashionable dashboard, which looks very tough. The car uses leather/fabric mixed seats, equipped with sports style seats, auxiliary seats with memory electric adjustment, seat with memory electric adjustment, seat proportion down and other functions, and the overall comfort and wrapping are not bad.

The power performance of Volvo XC60 is impressive, and you can feel abundant power output during driving. The design is fashionable and atmospheric, and the lines are smooth and natural, which leaves a deep impression on people. In addition, the space of the vehicle is also very spacious, which can provide a comfortable ride experience in both the front and rear rows. Generally speaking, the Volvo XC60 has excellent performance in power, appearance and space, and is a model worthy of recommendation.

The anchor said that the combination of these two scenes in the Qingming Festival is the Qingming of the home country!

Today is Tomb-Sweeping Day, and the anchor Kang Hui will start with a "walking ideological and political lesson" and poke the video ↓↓↓↓↓

Today is Tomb-Sweeping Day. During the Qingming Festival, we cherish the memory of heroes and ancestors, and many sweeping activities have been held in various places to express our respect and grief. Today, I saw a CCTV news push, saying that since 1995, every year on the eve of Tomb-Sweeping Day, teachers and students from Guyuan No.2 Middle School and Hongwen Middle School in Ningxia will walk to the Martyrs Cemetery, 54 kilometers back and forth. The mountain road is rugged, and 54 kilometers is not short. Why do you have to walk? The students said that this is an experience and a temper, and we should overcome the difficulties on the road like our ancestors; This is an expression of respect and a down-to-earth study. Only when you really walk on the road can you realize a lot of things. This "walking ideological and political course" has been going on for 29 years, and the content is really fascinating. I believe it will definitely enter the hearts of more students.

Today is the first day of the Qingming holiday, and there is a strong demand for travel such as hiking. Railway data show that about 17.5 million passengers are expected to be sent today. Go on road trip is very hot. Today, the number of people on the road is estimated to be 277 million. It is worth mentioning that, except for some central cities, the net inflow of tourists from Luoyang, Henan Province and Tianshui, Gansu Province is considerable. Everyone’s focus is on the historical and cultural scenic spots in Luoyang and the mala Tang in Tianshui. While feeling the historical details, they also want to experience rich food and unique cultural customs. Clear and clear, the scenic spot is popular, and vitality is seen in the flow.

Qingming is a special day. It is both a solar term and a festival. It is not only a natural portrayal of the flowering season, but also contains value pursuit and expectation. When the mountains and rivers are intact, China, who is beautiful in spring, meets China, who is cautious in pursuing the future and cherishing the memory of the martyrs, it is a combination of solar terms and festivals, and it is a relay for ancestors to travel with us through time and space as they wish. Pear blossoms rise, the world is clear, and the home country is always remembered.

Chief producer Yan Shuainan

Producer Li Zhe

Editor-in-Chief Wang Xingdong

Video Editor Yang Zhenjiang

Proofreading Gao Shaozhuo