With the opening of major universities, freshmen’s enrollment and college students’ return to school have set off a craze for the opening season. This year’s high-incidence online loan account cancellation scam, part-time billing scam and online shopping refund scam have all extended their claws to college students.
Recently, Xiaoyan, a female college student, received a strange phone call claiming to be a household registration department. After some words of intimidation, Xiaoyan gradually fell into the telecom fraud of counterfeit public security law and was cheated for a total of 140,000 yuan. 360 loan security experts warn that there are new varieties of fake public security fraud, but don’t believe it when you receive a strange phone call.
Recently, Xiaoyan, a female college student, was studying in the library. Who knows, a sudden strange phone call broke her quiet campus life. She never thought that telecom fraud, which is publicized every day on TV and the Internet, would happen to herself.
On the other end of the phone, she claimed to be a staff member of the Lvliang Household Registration Department. She pointed out that Xiaoyan had an illegal passport under her ID card information and asked her to check her identity information. Xiaoyan asked the other party if she could handle it on the phone. When the No.1 liar who faked the "Household Registration Department" saw Xiaoyan take the bait, she transferred the call, which led to the appearance of No.2 liar "Officer Liu".
The police officer Liu, who pretended to be a public security officer, threatened by "interrogation" that Xiaoyan was involved in a money laundering case of an enterprise. Xiaoyan was not sure whether it was related to her part-time job in a training institution, so she continued to cooperate with the "police officer" investigation and added QQ according to the other party’s request. Xiaoyan clicked on the link sent by the other party and opened a webpage displayed as a public security system. Xiaoyan found that the arrest warrant in the webpage correctly displayed her ID number and name. As a marionette, the swindler at the other end of the network instructed Xiaoyan to transfer the funds in her account to a so-called "safe account" to check whether it was related to the money from the "money laundering case". Xiaoyan put 70,000 yuan deposit in her bank card into the swindler’s account twice, and the swindler pursued her, and asked Xiaoyan to download a variety of online loan apps on the grounds that "criminals would put the money on the lending platform", and defrauded her of a total of 70,000 yuan loan quota. When the swindler continued to ask Xiaoyan to borrow another 100,000 yuan from relatives and friends, Xiaoyan woke up like a dream and found herself cheated. She regretted it and quickly called 110 to report the case. 360 loan security expert An Ran analysis This is a new variant of the traditional fake public security law fraud. Liars often impersonate other relevant departments at the beginning of the scam to make a scam combination.Layers of in-depth weaving of deception plots, step by step to attack the psychological defense of the deceived, and finally achieve the purpose of defrauding the amount of fraud. In order to prevent this kind of telecom fraud that imitates the public security inspection law, 360 security expert An Ran gave three suggestions: 1. There are standardized procedures for the communication and interrogation of the public security inspection law. The police will not handle cases online by adding QQ or WeChat, nor will they send arrest warrants or subpoenas online. Don’t trust the arrest warrants or police officers’ cards forged by PS. 2. When you encounter any strange phone call claiming to be the staff of the relevant department, don’t be credulous passively. Be sure to take the initiative to call for truth and report the situation to relatives and friends. 3. The protection of funds is the last line of defense, and neither deposits nor loan lines should be transferred to unfamiliar personal accounts. (Reporter Yao Yuanyuan)